Regional Management Corp
For the period ended Dec 31, 2024. Filed Feb 21, 2025.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Feb 21, 2025
RM$34.57-4.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 8. Financial Statements and Supplementary Data
Index to Consolidated Financial Statements
Fiscal Year Ended December 31, 2024
| Page | |
|---|---|
| Reports of Independent Registered Public Accounting Firm (PCAOB ID: 34) | 61 |
| Consolidated Balance Sheets at December 31, 2024 and December 31, 2023 | 64 |
| Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2024, December 31, 2023, and December 31, 2022 | 65 |
| Consolidated Statements of Stockholders’ Equity for the Years Ended December 31, 2024, December 31, 2023, and December 31, 2022 | 66 |
| Consolidated Statements of Cash Flows for the Years Ended December 31, 2024, December 31, 2023, and December 31, 2022 | 68 |
| Notes to Consolidated Financial Statements | 70 |
| Note 1. Nature of Business | 70 |
| Note 2. Significant Accounting Policies | 70 |
| Note 3. Concentrations of Credit Risk | 75 |
| Note 4. Finance Receivables, Credit Quality Information, and Allowance for Credit Losses | 75 |
| Note 5. Restricted Available-for-Sale Investments | 82 |
| Note 6. Property and Equipment | 83 |
| Note 7. Leases | 83 |
| Note 8. Intangible Assets | 84 |
| Note 9. Other Assets | 85 |
| Note 10. Interest Rate Caps | 85 |
| Note 11. Variable Interest Entities | 85 |
| Note 12. Debt | 86 |
| Note 13. Stockholders’ Equity | 88 |
| Note 14. Disclosure About Fair Value of Financial Instruments | 88 |
| Note 15. Income Taxes | 89 |
| Note 16. Earnings Per Share | 92 |
| Note 17. Share-Based Compensation | 92 |
| Note 18. Commitments and Contingencies | 96 |
| Note 19. Insurance Products and Reinsurance of Certain Risks | 96 |
| Note 20. Segment Reporting | 97 |
| Note 21. Subsequent Events | 98 |
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