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Midas Edge

Regional Management Corp

For the period ended Sep 30, 2024. Filed Nov 8, 2024.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2024 · Filed Nov 8, 2024

RM$36.02-0.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

GLOSSARY

Terms and abbreviations used in this report are defined below:

Term or AbbreviationDefinition
2007 Plan2007 Management Incentive Plan
2011 Plan2011 Stock Incentive Plan
2015 Plan2015 Long-Term Incentive Plan
2024 Plan2024 Long-Term Incentive Plan
ASUAccounting Standards Update
Boardthe Company's Board of Directors
CFPBConsumer Financial Protection Bureau
CompanyRegional Management Corp.
Consent AgreementConsent Agreement between the CFPB and the Company dated January 4, 2024
CSPUcash-settled performance unit
Debt balancethe balance for each respective debt agreement, composed of principal balance and accrued interest
Efficiency ratioannualized general and administrative expenses as a percentage of total revenue
Exchange Actthe Securities Exchange Act of 1934, as amended
FASBFinancial Accounting Standard Board
FICOFair Isaac Corporation
GAAPU.S. Generally Accepted Accounting Principles
Issuance Trustthe Company's indirect SPE through which private offerings and sales consisting of the issuance of classes of fixed-rate, asset-backed noted are completed
KTIPkey team member incentive program
LGDloss given default
LTIPlong-term incentive program
Net credit loss ratioannualized net credit losses as a percentage of average net finance receivables
Noticenotice provided by the CFPB to the Company dated March 7, 2023
NQSOnonqualified stock option
Operating expense ratioannualized general and administrative expenses as a percentage of average net finance receivables
PDprobability of default
PRSUperformance restricted stock unit
RMITRegional Management Issuance Trust
RMRRegional Management Receivables
RMR IIIRegional Management Receivables III, LLC
RMR IVRegional Management Receivables IV, LLC
RMR VRegional Management Receivables V, LLC
RMR VIRegional Management Receivables VI, LLC
RMR VIIRegional Management Receivables VII, LLC
RSArestricted stock award
RSUrestricted stock unit
Rule 10b5-1 trading plana trading arrangement for the sale of shares of the Company’s common stock that is intended to satisfy the affirmative defense conditions of Exchange Act Rule 10b5-1(c)
SECSecurities and Exchange Commission
SOFRsecured overnight financing rate
SPEwholly owned, bankruptcy-remote, special purpose entity
VIEvariable interest entity
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.