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FINANCIAL INSTITUTIONS INC

For the period ended Sep 30, 2024. Filed Nov 4, 2024.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2024 · Filed Nov 4, 2024

FISI$39.73+0.6%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

PAGE
PART I. · FINANCIAL INFORMATION
ITEM 1. · Financial Statements
Consolidated Statements of Financial Condition (Unaudited) – at September 30, 2024 and December 31, 20233
Consolidated Statements of Income (Unaudited) – Three and nine months ended September 30, 2024 and 20234
Consolidated Statements of Comprehensive Income (Unaudited) – Three and nine months ended September 30, 2024 and 20235
Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) – Three and nine months ended September 30, 2024 and 20236
Consolidated Statements of Cash Flows (Unaudited) – Nine months ended September 30, 2024 and 20238
Notes to Consolidated Financial Statements (Unaudited)9
ITEM 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations47
ITEM 3.Quantitative and Qualitative Disclosures About Market Risk72
ITEM 4.Controls and Procedures73
PART II.OTHER INFORMATION
ITEM 1.Legal Proceedings74
ITEM 1A.Risk Factors74
ITEM 2.Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities75
ITEM 5.Other Information75
ITEM 6.Exhibits76
Signatures77
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.