Enova International Inc

For the period ended Sep 30, 2024. Filed Oct 23, 2024.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2024 · Filed Oct 23, 2024

ENVA$168.85+0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Income – Three and Nine Months Ended

CONSOLIDATED STATEMENTS OF INCOME

(in thousands, except per share data)

Three Months Ended · Nine Months Ended
	September 30,		September 30,
	2024	2023	2024	2023
Revenue	$689,924	$551,360	$1,928,249	$1,534,047
Change in Fair Value	(289,568)	(231,749)	(811,836)	(629,161)
Net Revenue	400,356	319,611	1,116,413	904,886
Operating Expenses
Marketing	141,059	116,508	372,391	292,234
Operations and technology	56,628	51,686	165,960	147,816
General and administrative	38,916	37,731	118,489	111,117
Depreciation and amortization	10,039	9,954	30,011	29,123
Total Operating Expenses	246,642	215,879	686,851	580,290
Income from Operations	153,714	103,732	429,562	324,596
Interest expense, net	(76,902)	(48,666)	(213,453)	(137,571)
Foreign currency transaction (loss) gain	(95)	179	(162)	8
Equity method investment loss	(16,552)	(10)	(16,552)	(1,135)
Other nonoperating expenses	(4,678)	(25)	(5,691)	(279)
Income before Income Taxes	55,487	55,210	193,704	185,619
Provision for income taxes	12,073	13,925	47,951	45,266
Net income	$43,414	$41,285	$145,753	$140,353
Earnings Per Share
Earnings per common share:
Basic	$1.64	$1.35	$5.36	$4.53
Diluted	$1.57	$1.29	$5.14	$4.35
Weighted average common shares outstanding:
Basic	26,420	30,600	27,182	31,006
Diluted	27,711	31,902	28,382	32,269

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.