Primerica Inc

The following replaces the risk factors contained in our 2023 Annual Report under the heading “Risks Related to e-TeleQuote's Senior Health Insurance Distribution Business”. All other risk factors contained in our 2023 Annual Report are incorporated herein by reference.

We may not be able to abandon the Company’s ownership of e-TeleQuote Insurance, Inc. (“e-TeleQuote”) by the anticipated date, or at all, which would cause us to exit the senior health insurance distribution business by an alternative method that may not be as beneficial to stockholder value as the planned abandonment.

The Board of Directors (the “Board”) of the Company has determined that the Company’s senior health business, which is operated through its wholly owned subsidiary, e-TeleQuote, does not have a clear path toward anticipated profitability within an acceptable timeframe in the increasingly challenging senior health distribution market. In connection with such decision, the Board has authorized management of the Company to abandon the Company’s ownership of e-TeleQuote with a target date of September 30, 2024. The Board has determined that an abandonment of e-TeleQuote would have certain advantages, including a quicker time frame for ceasing to operate the senior health business as well as maximization of tax benefits. If for any reason the abandonment is unable to be effectuated as expected, then the Company intends to exit the senior health business through another method, which may not be as beneficial to stockholder value as the planned abandonment.