Enova International Inc

For the period ended Jun 30, 2024. Filed Jul 24, 2024.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2024 · Filed Jul 24, 2024

ENVA$168.85+0.3%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income – Three and Six Months Ended

CONSOLIDATED STATEMENTS OF INCOME

(in thousands, except per share data)

Three Months Ended · Six Months Ended
	June 30,		June 30,
	2024	2023	2024	2023
Revenue	$628,436	$499,431	$1,238,325	$982,687
Change in Fair Value	(258,245)	(200,046)	(522,268)	(397,412)
Net Revenue	370,191	299,385	716,057	585,275
Operating Expenses
Marketing	120,765	95,971	231,332	175,726
Operations and technology	54,953	46,961	109,332	96,130
General and administrative	39,708	36,228	79,573	73,386
Depreciation and amortization	9,709	8,629	19,972	19,169
Total Operating Expenses	225,135	187,789	440,209	364,411
Income from Operations	145,056	111,596	275,848	220,864
Interest expense, net	(70,954)	(45,584)	(136,551)	(88,905)
Foreign currency transaction loss	(19)	—	(67)	(171)
Equity method investment loss	—	(1,119)	—	(1,125)
Other nonoperating expenses	(521)	(121)	(1,013)	(254)
Income before Income Taxes	73,562	64,772	138,217	130,409
Provision for income taxes	19,651	16,627	35,878	31,341
Net income	$53,911	$48,145	$102,339	$99,068
Earnings Per Share
Earnings per common share:
Basic	$2.00	$1.55	$3.71	$3.17
Diluted	$1.93	$1.50	$3.56	$3.05
Weighted average common shares outstanding:
Basic	26,938	31,084	27,567	31,212
Diluted	27,941	32,203	28,722	32,456

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.