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FINANCIAL INSTITUTIONS INC

For the period ended Mar 31, 2024. Filed May 6, 2024.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2024 · Filed May 6, 2024

FISI$39.73+0.6%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

PAGE
PART I. · FINANCIAL INFORMATION
ITEM 1. · Financial Statements
Consolidated Statements of Financial Condition (Unaudited) – at March 31, 2024 and December 31, 20233
Consolidated Statements of Income (Unaudited) – Three months ended March 31, 2024 and 20234
Consolidated Statements of Comprehensive (Loss) Income (Unaudited) – Three months ended March 31, 2024 and 20235
Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) – Three months ended March 31, 2024 and 20236
Consolidated Statements of Cash Flows (Unaudited) – Three months ended March 31, 2024 and 20237
Notes to Consolidated Financial Statements (Unaudited)8
ITEM 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations39
ITEM 3.Quantitative and Qualitative Disclosures About Market Risk59
ITEM 4.Controls and Procedures60
PART II.OTHER INFORMATION
ITEM 1.Legal Proceedings61
ITEM 1A.Risk Factors61
ITEM 2.Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities62
ITEM 5.Other Information62
ITEM 6.Exhibits63
Signatures64
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.