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FARMERS & MERCHANTS BANCORP INC

For the period ended Dec 31, 2023. Filed Feb 27, 2024.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Feb 27, 2024

FMAO$36.90+1.5%Stored close · as of Nov 9, 2026

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Item 2. Properties

Our principal office is located in Archbold, Ohio.

The Bank operates from its principal office located at 307 North Defiance Street, Archbold, Ohio. In addition, the Bank owns the property from 200 to 208 Ditto Street, Archbold, Ohio, which it uses for Bank parking and a community mini-park area. The Bank owns real estate at two locations, 207 Ditto Street and 209 Ditto Street in Archbold, Ohio upon which the bank built a commercial building to be used for storage, and a parking lot for company vehicles and employee parking. The Bank also owns real estate across from the main facilities to provide for parking.

The Bank occupies an Operations Center at 620 S. Clyde’s Way in Archbold, Ohio to accommodate our growth over the years which includes drive-up services. The Bank owns a parking lot in downtown Montpelier which is provided for community use.

The Bank owns all of its office locations, with the exception of the asterisked offices below. These eight office locations are leased.

The Bank currently maintains retail banking offices at the following locations:

OfficeLocation
Archbold, Ohio307 N Defiance Street
Wauseon, Ohio1130 N Shoop Avenue
Stryker, Ohio300 S Defiance Street
West Unity, Ohio200 W Jackson Street
Bryan, Ohio1000 S Main Street
Delta, Ohio101 Main Street
Montpelier, Ohio1150 E Main Street
Napoleon, Ohio2255 Scott Street
Swanton, Ohio7 Turtle Creek Circle
Perrysburg, Ohio7001 Lighthouse Way
Butler, Indiana200 S Broadway
Auburn, Indiana*406 Smaltz Way
Angola, Indiana*2310 N Wayne Street
Hicksville, Ohio100 N Main Street
Waterville, Ohio8720 Waterville-Swanton Road
Custar, Ohio22973 Defiance Pike
Sylvania, Ohio5830 Monroe Street
Fort Wayne, Indiana12106 Lima Road
Bowling Green, Ohio*1072 N Main Street
Findlay, Ohio1660 Tiffin Avenue
Geneva, Indiana215 East Line Street
Monroe, Indiana150 W Washington Street
Berne, Indiana718 US Highway 27 N
Portland, Indiana1451 N Meridian Street
Decatur, Indiana1061 S 13th Street
Fort Wayne, Indiana7370 Illinois Road
Ossian, Indiana102 N Jefferson
Bluffton, Indiana*111 E Oak Forest Drive
Urbana, Ohio120 N Main Street
Sidney, Ohio101 E Court Street
Anna, Ohio403 S Pike Street
Jackson Center, Ohio115 E Pike Street
Toledo, Ohio*120 N Summit Street
Birmingham, Michigan*220 Park Street, Suite 104
Fort Wayne, Indiana*128 W Wayne Street
Oxford, Ohio*335 S College Avenue

All offices except the Butler, Indiana location have onsite ATM services.

The Bank’s LPOs are at the following locations:

LPOLocation
Muncie, Indiana1208 W White River Boulevard
Bryan, Ohio206 W High Street
West Bloomfield, Michigan7031 Orchard Lake Road
Perrysburg, Ohio5203 Levis Commons Boulevard

The Insurance agency operates from our principal office at 307 North Defiance Street; Archbold, OH 43502.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.