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Western Union CO

For the period ended Dec 31, 2023. Filed Feb 22, 2024.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Feb 22, 2024

WU$6.88-2.0%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

INDEX

PAGENUMBER
PART I
Item 1.Business6
Item 1A.Risk Factors21
Item 1B.Unresolved Staff Comments43
Item 1C.Cybersecurity43
Item 2.Properties44
Item 3.Legal Proceedings44
Item 4.Mine Safety Disclosures44
PART II
Item 5.Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities45
Item 6.[Reserved]45
Item 7.Management’s Discussion and Analysis of Financial Condition and Results of Operations46
Item 7A.Quantitative and Qualitative Disclosures About Market Risk63
Item 8.Financial Statements and Supplementary Data66
Item 9.Changes in and Disagreements With Accountants on Accounting and Financial Disclosure127
Item 9A.Controls and Procedures127
Item 9B.Other Information127
Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections127
PART III
Item 10.Directors, Executive Officers and Corporate Governance128
Item 11.Executive Compensation128
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters128
Item 13.Certain Relationships and Related Transactions, and Director Independence128
Item 14.Principal Accountant Fees and Services128
PART IV
Item 15.Exhibit and Financial Statement Schedules129
Item 16.Form 10‑K Summary134
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.