PROVIDENT FINANCIAL HOLDINGS INC
For the period ended Jun 30, 2025. Filed Aug 29, 2025.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Aug 29, 2025
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Signatures
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| Date: | August 29, 2025 | Provident Financial Holdings, Inc. |
|---|---|---|
| /s/ Donavon P. Ternes | ||
| Donavon P. Ternes | ||
| President and Chief Executive Officer | ||
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.
| SIGNATURES | TITLE | DATE | |
|---|---|---|---|
| /s/ Donavon P. Ternes | President and | August 29, 2025 | |
| Donavon P. Ternes | Chief Executive Officer(Principal Executive Officer) | ||
| /s/ Peter C. Fan | Senior Vice President and | August 29, 2025 | |
| Peter C. Fan | Chief Financial Officer(Principal Financial andAccounting Officer) | ||
| /s/ Craig G. Blunden | Chairman of the Board of Directors | August 29, 2025 | |
| Craig G. Blunden | |||
| /s/ Judy A. Carpenter | Director | August 29, 2025 | |
| Judy A. Carpenter | |||
| /s/ Debbi H. Guthrie | Director | August 29, 2025 | |
| Debbi H. Guthrie | |||
| | | | |
| /s/ Brian N. Hawley | Director | August 29, 2025 | |
| Brian N. Hawley | |||
| | | | |
| /s/ Kathy M. Michalak | Director | August 29, 2025 | |
| Kathy M. Michalak | |||
| | | | |
| /s/ William E. Thomas | Lead Director | August 29, 2025 | |
| William E. Thomas | |||
| /s/ Matthew E. Webb | Director | August 29, 2025 | |
| Matthew E. Webb | |||
Provident Financial Holdings, Inc.
Consolidated Financial Statements
Index
| Page | |
|---|---|
| Report of Independent Registered Public Accounting Firm (PCAOB ID No. 34) | 75 |
| Consolidated Statements of Financial Condition as of June 30, 2025 and 2024 | 77 |
| Consolidated Statements of Operations for the fiscal years ended June 30, 2025 and 2024 | 78 |
| Consolidated Statements of Comprehensive Income for the fiscal years ended June 30, 2025 and 2024 | 79 |
| Consolidated Statements of Stockholders’ Equity for the fiscal years ended June 30, 2025 and 2024 | 80 |
| Consolidated Statements of Cash Flows for the fiscal years ended June 30, 2025 and 2024 | 81 |
| Notes to Consolidated Financial Statements | 82 |
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