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Midas Edge

PROVIDENT FINANCIAL HOLDINGS INC

For the period ended Mar 31, 2025. Filed May 8, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 8, 2025

PROV$18.20+0.1%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

PART 1 -FINANCIAL INFORMATIONPage
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ITEM 1 -Financial Statements. The Unaudited Interim Condensed Consolidated Financial Statements ofProvident Financial Holdings, Inc. filed as a part of the report are as follows:
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​Condensed Consolidated Statements of Financial Conditionas of March 31, 2025 and June 30, 20241
​Condensed Consolidated Statements of Operationsfor the Quarters and Nine Months ended March 31, 2025 and 20242
​Condensed Consolidated Statements of Comprehensive Incomefor the Quarters and Nine Months ended March 31, 2025 and 20243
​Condensed Consolidated Statements of Stockholders’ Equityfor the Quarters and Nine Months ended March 31, 2025 and 20244
​Condensed Consolidated Statements of Cash Flowsfor the Nine Months ended March 31, 2025 and 20246
​Notes to Unaudited Interim Condensed Consolidated Financial Statements7
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ITEM 2 -Management’s Discussion and Analysis of Financial Condition and Results of Operations:
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​General40
​Safe-Harbor Statement41
​Critical Accounting Estimates42
​Executive Summary and Operating Strategy43
​Commitments and Derivative Financial Instruments44
​Comparison of Financial Condition at March 31, 2025 and June 30, 202444
​Comparison of Operating Results for the Quarters and Nine Months ended March 31, 2025 and 202446
​Asset Quality57
​Loan Volume Activities59
​Liquidity and Capital Resources59
​Supplemental Information61
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ITEM 3 -Quantitative and Qualitative Disclosures about Market Risk62
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ITEM 4 -Controls and Procedures66
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PART II -OTHER INFORMATION
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ITEM 1 -Legal Proceedings66
ITEM 1A -Risk Factors67
ITEM 2 -Unregistered Sales of Equity Securities and Use of Proceeds67
ITEM 3 -Defaults Upon Senior Securities67
ITEM 4 -Mine Safety Disclosures67
ITEM 5 -Other Information68
ITEM 6 -Exhibits68
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SIGNATURES69
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.