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ACI WORLDWIDE, INC.

For the period ended Sep 30, 2026. Filed Nov 5, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 5, 2026

ACIW$61.45+2.4%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Financial Statements (unaudited)Condensed Consolidated Balance Sheets as of September 30, 2026, and December 31, 2025

CONDENSED CONSOLIDATED BALANCE SHEETS

(unaudited and in thousands, except share and per share amounts)

September 30, 2026December 31, 2025
ASSETS
Current assets
Cash and cash equivalents$218,780$196,462
Receivables, net of allowances of $3,430 and $1,269, respectively428,312445,866
Settlement assets473,593397,346
Prepaid expenses37,50229,876
Other current assets27,47719,564
Total current assets1,185,6641,089,114
Noncurrent assets
Accrued receivables, net356,655391,719
Property and equipment, net36,73537,363
Operating lease right-of-use assets24,83828,733
Software, net60,44277,523
Goodwill1,230,9561,231,128
Intangible assets, net130,809147,062
Deferred income taxes, net73,40173,124
Other noncurrent assets25,39129,141
TOTAL ASSETS$3,124,891$3,104,907
LIABILITIES AND STOCKHOLDERS’ EQUITY
Current liabilities
Accounts payable$56,830$64,931
Settlement liabilities473,078396,034
Employee compensation45,05356,142
Current portion of long-term debt40,98940,941
Deferred revenue79,65073,637
Other current liabilities65,48973,958
Total current liabilities761,089705,643
Noncurrent liabilities
Deferred revenue13,14413,620
Long-term debt775,966776,667
Deferred income taxes, net38,26938,514
Operating lease liabilities18,06822,609
Other noncurrent liabilities25,19028,776
Total liabilities1,631,7261,585,829
Commitments and contingencies
Stockholders’ equity
Preferred stock; $0.01 par value; 5,000,000 shares authorized; no shares issued at September 30, 2026, and December 31, 2025——
Common stock; $0.005 par value; 280,000,000 shares authorized; 140,525,055 shares issued at September 30, 2026, and December 31, 2025702702
Additional paid-in capital774,147761,523
Retained earnings1,927,3761,824,743
Treasury stock, at cost, 40,061,589 and 37,812,984 shares at September 30, 2026, and December 31, 2025, respectively(1,100,467)(964,752)
Accumulated other comprehensive loss(108,593)(103,138)
Total stockholders’ equity1,493,1651,519,078
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$3,124,891$3,104,907
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.