CAPITAL ONE FINANCIAL CORP

The following table presents selected consolidated financial data and performance from our results of operations for the third quarter and first nine months of 2026 and 2025 and selected comparative balance sheet data as of September 30, 2026 and December 31, 2025. We also provide selected key metrics we use in evaluating our performance, including certain metrics that are computed using non-GAAP measures. We consider these non-GAAP metrics to be key financial measures that management uses in assessing returns and capital management over time. We believe these non-GAAP measures are useful to investors and users of our financial information as they provide an alternate measurement of our performance and assist when assessing returns and capital management over time. These non-GAAP measures should not be viewed as a substitute for reported results determined in accordance with generally accepted accounting principles in the U.S. (“U.S. GAAP”), nor are they necessarily comparable to non-GAAP measures that may be presented by other companies.