CAPITAL ONE FINANCIAL CORP
For the period ended Sep 30, 2026. Filed Nov 3, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 3, 2026
COF$195.84-1.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Income
| Three Months Ended September 30, | Nine Months Ended September 30, | |||
|---|---|---|---|---|
| (Dollars in millions, except per share-related data) | 2026 | 2025 | 2026 | 2025 |
| Interest income: | ||||
| Loans, including loans held for sale | $15,515 | $15,229 | $45,161 | $37,835 |
| Investment securities | 867 | 823 | 2,549 | 2,377 |
| Other | 517 | 711 | 1,805 | 1,797 |
| Total interest income | 16,899 | 16,763 | 49,515 | 42,009 |
| Interest expense: | ||||
| Deposits | 3,334 | 3,597 | 10,059 | 9,432 |
| Securitized debt obligations | 127 | 165 | 385 | 505 |
| Senior and subordinated notes | 528 | 582 | 1,595 | 1,622 |
| Other borrowings | 24 | 15 | 71 | 38 |
| Total interest expense | 4,013 | 4,359 | 12,110 | 11,597 |
| Net interest income | 12,886 | 12,404 | 37,405 | 30,412 |
| Provision for credit losses | 2,916 | 2,714 | 9,973 | 16,513 |
| Net interest income after provision for credit losses | 9,970 | 9,690 | 27,432 | 13,899 |
| Non-interest income: | ||||
| Discount and interchange fees, net | 2,335 | 1,812 | 6,555 | 4,513 |
| Service charges and other customer-related fees | 807 | 849 | 2,424 | 2,016 |
| Net securities losses | (40) | — | (40) | — |
| Other | 356 | 294 | 1,081 | 910 |
| Total non-interest income | 3,458 | 2,955 | 10,020 | 7,439 |
| Non-interest expense: | ||||
| Salaries and associate benefits | 3,733 | 3,496 | 11,173 | 9,041 |
| Occupancy and equipment | 985 | 856 | 2,821 | 2,208 |
| Marketing | 1,594 | 1,403 | 4,752 | 3,950 |
| Professional services | 604 | 641 | 1,856 | 1,731 |
| Communications and data processing | 622 | 476 | 1,607 | 1,288 |
| Amortization of intangibles | 508 | 514 | 1,507 | 801 |
| Other | 810 | 877 | 2,647 | 2,137 |
| Total non-interest expense | 8,856 | 8,263 | 26,363 | 21,156 |
| Income from continuing operations before income taxes | 4,572 | 4,382 | 11,089 | 182 |
| Income tax provision (benefit) | 1,033 | 1,189 | 2,349 | (152) |
| Income from continuing operations, net of tax | 3,539 | 3,193 | 8,740 | 334 |
| Income (loss) from discontinued operations, net of tax | — | (1) | (7) | (15) |
| Net income | 3,539 | 3,192 | 8,733 | 319 |
| Dividends and undistributed earnings allocated to participating securities | (32) | (33) | (80) | (13) |
| Preferred stock dividends | (73) | (73) | (203) | (195) |
| Impacts from preferred stock redemptions | (12) | — | (12) | 6 |
| Net income available to common stockholders | $3,422 | $3,086 | $8,438 | $117 |
| Basic earnings per common share: | ||||
| Net income from continuing operations | $5.62 | $4.83 | $13.68 | $0.26 |
| Net income (loss) from discontinued operations | — | — | (0.01) | (0.03) |
| Net income per basic common share | $5.62 | $4.83 | $13.67 | $0.23 |
| Diluted earnings per common share: | ||||
| Net income from continuing operations | $5.61 | $4.83 | $13.66 | $0.26 |
| Net income (loss) from discontinued operations | — | — | (0.01) | (0.03) |
| Net income per diluted common share | $5.61 | $4.83 | $13.65 | $0.23 |
| See Notes to Consolidated Financial Statements. | |
|---|---|
| 74 | Capital One Financial Corporation (COF) |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.