CAPITAL ONE FINANCIAL CORP
For the period ended Sep 30, 2026. Filed Nov 3, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 3, 2026
COF$195.84-1.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Cash Flows
CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)
| Nine Months Ended September 30, | ||
|---|---|---|
| (Dollars in millions) | 2026 | 2025 |
| Operating activities: | ||
| Income from continuing operations, net of tax | $8,740 | $334 |
| Loss from discontinued operations, net of tax | (7) | (15) |
| Net income | 8,733 | 319 |
| Adjustments to reconcile net income to net cash from operating activities: | ||
| Provision for credit losses | 9,973 | 16,513 |
| Depreciation and amortization, net | 4,661 | 3,655 |
| Deferred tax provision (benefit) | 314 | (1,404) |
| Net investment securities losses | 40 | — |
| Stock-based compensation expense | 521 | 576 |
| Other, net | 1 | 103 |
| Loans held for sale: | ||
| Originations and purchases | (3,663) | (3,687) |
| Proceeds from sales and paydowns | 3,916 | 3,264 |
| Changes in operating assets and liabilities: | ||
| Changes in interest receivable | (36) | 2 |
| Changes in other assets | (2,455) | (640) |
| Changes in interest payable | (62) | (187) |
| Changes in other liabilities | (1,764) | 1,359 |
| Net change from discontinued operations | — | 14 |
| Net cash from operating activities | $20,179 | $19,887 |
| Investing activities: | ||
| Investment securities available for sale: | ||
| Purchases | $(12,983) | $(12,585) |
| Proceeds from paydowns and maturities | 13,391 | 13,287 |
| Proceeds from sales | 662 | 1 |
| Investment securities held to maturity: | ||
| Purchases | (3,739) | — |
| Proceeds from paydowns and maturities | 106 | — |
| Proceeds from sales of securities related to the Transaction | — | 9,696 |
| Net changes in loans originated as held for investment | (19,268) | (17,202) |
| Changes in premises and equipment | (1,312) | (1,134) |
| Net cash (used) received in acquisitions | (2,298) | 16,465 |
| Net cash used in other investing activities | (1,262) | (1,163) |
| Net cash from (used in) investing activities | $(26,703) | $7,365 |
| See Notes to Consolidated Financial Statements. | |
|---|---|
| 79 | Capital One Financial Corporation (COF) |
CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)
| Nine Months Ended September 30, | ||
|---|---|---|
| (Dollars in millions) | 2026 | 2025 |
| Financing activities: | ||
| Deposits and borrowings: | ||
| Changes in deposits | $4,941 | $(1,046) |
| Issuance of long-term debt | 10,046 | 5,976 |
| Maturities and paydowns of long-term debt | (11,727) | (14,404) |
| Changes in other borrowings | 1,038 | 48 |
| Common stock: | ||
| Net proceeds from issuances | 366 | 295 |
| Dividends paid | (1,492) | (1,008) |
| Preferred stock: | ||
| Dividends paid | (187) | (179) |
| Redemptions | (1,000) | (500) |
| Purchases of treasury stock | (8,224) | (1,579) |
| Proceeds from share-based payment activities | 1 | 1 |
| Net cash used in financing activities | (6,238) | (12,396) |
| Changes in cash, cash equivalents and restricted cash for securitization investors | (12,762) | 14,856 |
| Cash, cash equivalents and restricted cash for securitization investors, beginning of the period | 62,093 | 43,671 |
| Cash, cash equivalents and restricted cash for securitization investors, end of the period | $49,331 | $58,527 |
| Supplemental cash flow information: | ||
| Interest paid | $11,898 | $10,828 |
| Income taxes paid | 1,124 | 494 |
| Non-cash item: | ||
| Reissuance of treasury stock, issuance of preferred stock and stock-based compensation awards related to acquisitions | $1,891 | $51,790 |
| See Notes to Consolidated Financial Statements. | |
|---|---|
| 80 | Capital One Financial Corporation (COF) |
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