CAPITAL ONE FINANCIAL CORP
For the period ended Sep 30, 2026. Filed Nov 3, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 3, 2026
COF$198.58-1.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
CONSOLIDATED BALANCE SHEETS (UNAUDITED)
| (Dollars in millions, except per share-related data) | September 30, 2026 | December 31, 2025 |
|---|---|---|
| Assets: | ||
| Cash and cash equivalents: | ||
| Cash and due from banks | $4,950 | $3,031 |
| Interest-bearing deposits and other short-term investments | 43,939 | 54,403 |
| Total cash and cash equivalents | 48,889 | 57,434 |
| Restricted cash for securitization investors | 442 | 4,659 |
| Investment securities: | ||
| Investment securities available for sale (amortized cost basis of $96.4 billion and $97.7 billion as of September 30, 2026 and December 31, 2025, respectively; allowance for credit losses of $4 million and $3 million as of September 30, 2026 and December 31, 2025, respectively) | 85,990 | 91,051 |
| Investment securities held to maturity | 3,781 | — |
| Total investment securities | 89,771 | 91,051 |
| Loans held for investment: | ||
| Unsecuritized loans held for investment | 435,477 | 425,665 |
| Loans held in consolidated trusts | 27,053 | 27,957 |
| Total loans held for investment | 462,530 | 453,622 |
| Allowance for credit losses | (22,739) | (23,409) |
| Net loans held for investment | 439,791 | 430,213 |
| Loans held for sale ($636 million and $755 million carried at fair value as of September 30, 2026 and December 31, 2025, respectively) | 636 | 760 |
| Premises and equipment, net | 6,158 | 5,602 |
| Interest receivable | 3,531 | 3,492 |
| Goodwill | 31,880 | 28,509 |
| Other intangible assets | 15,569 | 16,578 |
| Other assets | 36,200 | 30,711 |
| Total assets | $672,867 | $669,009 |
| Liabilities: | ||
| Interest payable | $782 | $844 |
| Deposits: | ||
| Non-interest-bearing deposits | 27,691 | 27,385 |
| Interest-bearing deposits | 453,006 | 448,386 |
| Total deposits | 480,697 | 475,771 |
| Securitized debt obligations | 11,280 | 12,853 |
| Other debt: | ||
| Federal funds purchased and securities loaned or sold under agreements to repurchase | 612 | 587 |
| Senior and subordinated notes | 36,347 | 36,001 |
| Other borrowings | 1,535 | 1,559 |
| Total other debt | 38,494 | 38,147 |
| Other liabilities | 31,958 | 27,778 |
| Total liabilities | 563,211 | 555,393 |
| Commitments, contingencies and guarantees (see Note 14) | ||
| Stockholders’ equity: | ||
| Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 3,980,700 and 4,980,700 shares issued and outstanding as of September 30, 2026 and December 31, 2025, respectively) | — | — |
| Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 714,836,341 and 708,546,381 shares issued as of September 30, 2026 and December 31, 2025, respectively; 601,533,153 and 625,102,271 shares outstanding as of September 30, 2026 and December 31, 2025, respectively) | 7 | 7 |
| Additional paid-in capital, net | 64,397 | 64,031 |
| Retained earnings | 72,213 | 65,192 |
| Accumulated other comprehensive loss | (10,008) | (5,468) |
| Treasury stock, at cost (par value $0.01 per share; 113,303,188 and 83,444,110 shares as of September 30, 2026 and December 31, 2025, respectively) | (16,953) | (10,146) |
| Total stockholders’ equity | 109,656 | 113,616 |
| Total liabilities and stockholders’ equity | $672,867 | $669,009 |
| See Notes to Consolidated Financial Statements. | |
|---|---|
| 76 | Capital One Financial Corporation (COF) |
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