CAPITAL ONE FINANCIAL CORP
For the period ended Mar 31, 2026. Filed May 7, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 7, 2026
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Regulatory Risk-Based Capital Components and Regulatory Capital Metrics
Table 14 presents regulatory capital under the Basel III standardized approach and regulatory capital metrics as of March 31, 2026 and December 31, 2025.
Table 14: Regulatory Risk-Based Capital Components and Regulatory Capital Metrics
| (Dollars in millions) | March 31, 2026 | December 31, 2025 |
|---|---|---|
| Regulatory capital under Basel III standardized approach | ||
| Common equity excluding AOCI | $112,733 | $113,677 |
| Adjustments and deductions: | ||
| AOCI, net of tax(1) | 69 | 81 |
| Goodwill, net of related deferred tax liabilities | (28,201) | (28,217) |
| Other intangible and deferred tax assets, net of deferred tax liabilities | (12,142) | (12,493) |
| Common equity Tier 1 capital | 72,459 | 73,048 |
| Tier 1 capital instruments | 5,407 | 5,407 |
| Tier 1 capital | 77,866 | 78,455 |
| Tier 2 capital instruments | 2,941 | 2,940 |
| Qualifying allowance for credit losses | 6,519 | 6,605 |
| Tier 2 capital | 9,460 | 9,545 |
| Total capital | $87,326 | $88,000 |
| Regulatory capital metrics | ||
| Risk-weighted assets | $504,654 | $511,794 |
| Adjusted average assets(2) | 640,503 | 629,997 |
| Total leverage exposure(3) | 749,583 | 737,911 |
(1)Excludes certain components of AOCI in accordance with rules applicable to Category III institutions. See “Capital Management—Capital Standards and Prompt Corrective Action—Basel III and U.S. Capital Rules” in this Report.
(2)Includes on-balance sheet asset adjustments subject to deduction from Tier 1 capital under the Basel III Capital Rules.
(3)Reflects on- and off-balance sheet amounts for the denominator of the supplementary leverage ratio as set forth by the Basel III Capital Rules.
Capital Planning and Regulatory Stress Testing
We repurchased $2.5 billionin shares of our common stock during the first quarter of 2026.
On February 4, 2026, the Federal Reserve notified all participating firms, including the Company, that because the Stress Testing Transparency Proposal remains subject to public comment, the Federal Reserve is maintaining stress capital buffer requirements for all such firms at their current levels. Consequently, absent further action from the Federal Reserve, the Company’s stress capital buffer requirement will remain at 4.5% until September 30, 2027.
On April 3, 2026, we submitted our capital plan to the Federal Reserve as part of the 2026 stress testing cycle. The supervisory stress test results are expected to be released by the Federal Reserve by June 30, 2026
For the description of the regulatory capital planning rules and stress testing requirements to which we are subject, see “Part I—Item 1. Business—Supervision and Regulation” in our 2025 Form 10-K and for additional information on the potential impacts of proposed amendments and recent regulatory developments, see “Supervision and Regulation” in this Report.
| 32 | Capital One Financial Corporation (COF) |
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