CAPITAL ONE FINANCIAL CORP

For the period ended Mar 31, 2026. Filed May 7, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 7, 2026

COF$195.84-1.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Income

	Three Months Ended March 31,
(Dollars in millions, except per share-related data)	2026	2025
Interest income:
Loans, including loans held for sale	$14,735	$10,157
Investment securities	832	770
Other	664	491
Total interest income	16,231	11,418
Interest expense:
Deposits	3,387	2,715
Securitized debt obligations	141	176
Senior and subordinated notes	532	505
Other borrowings	26	9
Total interest expense	4,086	3,405
Net interest income	12,145	8,013
Provision for credit losses	4,068	2,369
Net interest income after provision for credit losses	8,077	5,644
Non-interest income:
Discount and interchange fees, net	1,964	1,223
Service charges and other customer-related fees	809	509
Other	313	255
Total non-interest income	3,086	1,987
Non-interest expense:
Salaries and associate benefits	3,671	2,546
Occupancy and equipment	867	615
Marketing	1,497	1,202
Professional services	585	437
Communications and data processing	496	399
Amortization of intangibles	492	16
Other	856	687
Total non-interest expense	8,464	5,902
Income from continuing operations before income taxes	2,699	1,729
Income tax provision	518	325
Income from continuing operations, net of tax	2,181	1,404
Income (loss) from discontinued operations, net of tax	(7)	0
Net income	2,174	1,404
Dividends and undistributed earnings allocated to participating securities	(20)	(22)
Preferred stock dividends	(73)	(57)
Net income available to common stockholders	$2,081	$1,325
Basic earnings per common share:
Net income from continuing operations	$3.35	$3.46
Net income (loss) from discontinued operations	(0.01)	0.00
Net income per basic common share	$3.34	$3.46
Diluted earnings per common share:
Net income from continuing operations	$3.35	$3.45
Net income (loss) from discontinued operations	(0.01)	0.00
Net income per diluted common share	$3.34	$3.45

See Notes to Consolidated Financial Statements.
70	Capital One Financial Corporation (COF)

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.