CAPITAL ONE FINANCIAL CORP
For the period ended Dec 31, 2025. Filed Feb 19, 2026.
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FY2025 · Filed Feb 19, 2026
COF$198.58-1.6%Stored close · as of Nov 9, 2026
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Net Charge-Offs
Table A—Net Charge-Offs
| Year Ended December 31, | |||
|---|---|---|---|
| (Dollars in millions) | 2025 | 2024 | 2023 |
| Average loans held for investment | $396,725 | $317,421 | $311,541 |
| Net charge-offs | 13,102 | 10,748 | 8,414 |
| Net charge-off rate | 3.30% | 3.39% | 2.70% |
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