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CAPITAL ONE FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Feb 19, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 19, 2026

COF$195.84-1.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 8. Financial Statements and Supplementary Data

Item 8. Financial Statements and Supplementary Data
Page
Management’s Report on Internal Control Over Financial Reporting140
Report of Independent Registered Public Accounting Firm on Internal Control Over Financial Reporting (PCAOB ID 42)141
Report of Independent Registered Public Accounting Firm on the Consolidated Financial Statements (PCAOB ID 42)142
Consolidated Financial Statements145
Consolidated Statements of Income145
Consolidated Statements of Comprehensive Income146
Consolidated Balance Sheets147
Consolidated Statements of Changes in Stockholders’ Equity148
Consolidated Statements of Cash Flows149
Notes to Consolidated Financial Statements151
Note 1—Summary of Significant Accounting Policies151
Note 2—Business Combinations and Discontinued Operations166
Note 3—Investment Securities172
Note 4—Loans175
Note 5—Allowance for Credit Losses and Reserve for Unfunded Lending Commitments191
Note 6—Variable Interest Entities and Securitizations195
Note 7—Goodwill and Other Intangible Assets199
Note 8—Premises, Equipment and Leases202
Note 9—Deposits and Borrowings204
Note 10—Derivative Instruments and Hedging Activities206
Note 11—Stockholders’ Equity215
Note 12—Regulatory and Capital Adequacy218
Note 13—Earnings Per Common Share220
Note 14—Stock-Based Compensation Plans221
Note 15—Employee Benefit Plans223
Note 16—Income Taxes224
Note 17—Fair Value Measurement228
Note 18—Business Segments and Revenue from Contracts with Customers237
Note 19—Commitments, Contingencies, Guarantees and Others242
Note 20—Capital One Financial Corporation (Parent Company Only)247
Note 21—Related Party Transactions249
Note 22—Subsequent Events250
139Capital One Financial Corporation (COF)
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.