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CAPITAL ONE FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Feb 19, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 19, 2026

COF$195.84-1.4%Stored close · as of Nov 10, 2026

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Contents

Commercial Loans by Industry

Table 19 summarizes our commercial loans held for investment by industry classification as of December 31, 2025 and 2024. Industry classifications below are based on our interpretation of the Federal Loan Classification codes as they pertain to each individual loan.

Table 19: Commercial Loans by Industry

(Percentage of portfolio)December 31, 2025December 31, 2024
Industry Classification:
Finance42%39%
Real Estate & Construction2526
Government & Education88
Commercial Services44
Health Care & Pharmaceuticals34
Food & Beverage Manufacturing & Wholesale33
Oil, Gas & Pipelines23
Technology, Telecommunications & Media23
Other1110
Total100%100%
109Capital One Financial Corporation (COF)
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.