CAPITAL ONE FINANCIAL CORP
For the period ended Dec 31, 2025. Filed Feb 19, 2026.
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FY2025 · Filed Feb 19, 2026
COF$195.84-1.4%Stored close · as of Nov 10, 2026
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Aging and Geography of 30+ Day Delinquent Loans
Table 22 presents our 30+ day delinquent loans held for investment, by aging and geography, as of December 31, 2025 and 2024.
Table 22: Aging and Geography of 30+ Day Delinquent Loans
| December 31, 2025 | December 31, 2024 | |||
|---|---|---|---|---|
| (Dollars in millions) | Amount | Rate(1) | Amount | Rate(1) |
| Delinquency status: | ||||
| 30 – 59 days | $6,492 | 1.43% | $5,276 | 1.61% |
| 60 – 89 days | 3,773 | 0.83 | 3,138 | 0.96 |
| > 90 days | 6,036 | 1.33 | 4,626 | 1.41 |
| Total | $16,301 | 3.59% | $13,040 | 3.98% |
| Geographic region: | ||||
| Domestic | $15,937 | 3.51% | $12,720 | 3.88% |
| International | 364 | 0.08 | 320 | 0.10 |
| Total | $16,301 | 3.59% | $13,040 | 3.98% |
(1)Delinquency rates are calculated by dividing delinquency amounts by total period-end loans held for investment.
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