CAPITAL ONE FINANCIAL CORP
For the period ended Jun 30, 2025. Filed Jul 31, 2025.
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Jun 30, 2025 · Filed Jul 31, 2025
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Credit Card Portfolio by Geographic Region
Geographic Composition
We market our credit card products throughout the United States, the U.K. and Canada. Our credit card loan portfolio is geographically diversified due to our product and marketing approach. The table below presents the geographic profile of our domestic credit card loan portfolio as of June 30, 2025 and December 31, 2024.
Table 16: Domestic Credit Card Portfolio by Geographic Region
| June 30, 2025 | December 31, 2024 | |||
|---|---|---|---|---|
| (Dollars in millions) | Amount | % of Total | Amount | % of Total |
| Domestic credit card: | ||||
| California | $24,436 | 9.7% | $15,978 | 10.3% |
| Texas | 22,218 | 8.8 | 13,430 | 8.6 |
| Florida | 19,179 | 7.6 | 12,039 | 7.7 |
| New York | 16,094 | 6.4 | 10,010 | 6.4 |
| Pennsylvania | 10,934 | 4.3 | 6,299 | 4.1 |
| Illinois | 10,642 | 4.2 | 5,921 | 3.8 |
| Ohio | 9,191 | 3.6 | 5,314 | 3.4 |
| New Jersey | 8,423 | 3.3 | 5,097 | 3.3 |
| Georgia | 8,118 | 3.2 | 4,965 | 3.2 |
| North Carolina | 7,090 | 2.8 | 4,477 | 2.9 |
| Other | 116,156 | 46.1 | 72,088 | 46.3 |
| Total domestic credit card | $252,481 | 100.0% | $155,618 | 100.0% |
| 44 | Capital One Financial Corporation (COF) |
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