CAPITAL ONE FINANCIAL CORP
For the period ended Dec 31, 2024. Filed Feb 20, 2025.
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FY2024 · Filed Feb 20, 2025
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Credit Card Portfolio by Geographic Region
Geographic Composition
We market our credit card products throughout the United States, the United Kingdom and Canada. Our credit card loan portfolio is geographically diversified due to our product and marketing approach. The table below presents the geographic profile of our credit card loan portfolio as of December 31, 2024 and 2023.
Table 16: Credit Card Portfolio by Geographic Region
| December 31, 2024 | December 31, 2023 | |||
|---|---|---|---|---|
| (Dollars in millions) | Amount | % of Total | Amount | % of Total |
| Domestic credit card: | ||||
| California | $15,978 | 9.8% | $15,167 | 9.8% |
| Texas | 13,430 | 8.3 | 12,318 | 8.0 |
| Florida | 12,039 | 7.4 | 11,148 | 7.2 |
| New York | 10,010 | 6.2 | 9,578 | 6.2 |
| Pennsylvania | 6,299 | 3.9 | 5,824 | 3.8 |
| Illinois | 5,921 | 3.6 | 5,581 | 3.6 |
| Ohio | 5,314 | 3.3 | 4,845 | 3.1 |
| New Jersey | 5,097 | 3.1 | 4,702 | 3.0 |
| Georgia | 4,965 | 3.1 | 4,606 | 3.0 |
| North Carolina | 4,477 | 2.8 | 4,088 | 2.6 |
| Other | 72,088 | 44.3 | 69,809 | 45.2 |
| Total domestic credit card | 155,618 | 95.8 | 147,666 | 95.5 |
| International card businesses: | ||||
| United Kingdom | 3,980 | 2.4 | 3,639 | 2.4 |
| Canada | 2,910 | 1.8 | 3,242 | 2.1 |
| Total international card businesses | 6,890 | 4.2 | 6,881 | 4.5 |
| Total credit card | $162,508 | 100.0% | $154,547 | 100.0% |
| 96 | Capital One Financial Corporation (COF) |
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