CAPITAL ONE FINANCIAL CORP

For the period ended Jun 30, 2024. Filed Aug 1, 2024.

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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2024 · Filed Aug 1, 2024

COF$195.84-1.4%Stored close · as of Nov 10, 2026

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Consumer Banking Portfolio by Geographic Region

Our auto loan portfolio is geographically diversified in the United States due to our product and marketing approach. Retail banking includes small business loans and other consumer lending products originated through our branch and café network. The table below presents the geographic profile of our auto loan and retail banking portfolios as of June 30, 2024 and December 31, 2023.

Table 18: Consumer Banking Portfolio by Geographic Region

	June 30, 2024		December 31, 2023
(Dollars in millions)	Amount	% of Total	Amount	% of Total
Auto:
Texas	$8,991	11.9%	$9,020	11.9%
California	8,672	11.5	8,747	11.6
Florida	6,629	8.8	6,488	8.6
Pennsylvania	3,278	4.3	3,215	4.3
Ohio	3,238	4.3	3,130	4.1
Illinois	3,020	4.0	2,988	4.0
Georgia	2,911	3.8	2,971	3.9
New Jersey	2,628	3.5	2,626	3.5
Other	35,018	46.2	34,890	46.3
Total auto	74,385	98.3	74,075	98.2
Retail banking:
New York	389	0.5	417	0.6
Texas	290	0.4	297	0.4
Louisiana	214	0.3	234	0.3
New Jersey	87	0.1	94	0.1
Maryland	77	0.1	81	0.1
Virginia	57	0.1	54	0.1
Other	164	0.2	185	0.2
Total retail banking	1,278	1.7	1,362	1.8
Total consumer banking	$75,663	100.0%	$75,437	100.0%

42	Capital One Financial Corporation (COF)

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