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QUAINT OAK BANCORP, INC.

For the period ended Dec 31, 2025. Filed Mar 27, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 27, 2026

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Contents

EX-13.0 · Stock Incentive Plans – Share Awards

Stock Incentive Plans–** Share Awards**

In* May 2018,the shareholders of Quaint Oak Bancorp approved the adoption of the2018* Stock Incentive Plan (the*“2018* Stock Incentive Plan”). The2018 Stock Incentive Plan approved by shareholders in* May 2018covered a total of 155,000 shares, of which 38,750, or 25%, may*be plan share awards, for a balance of 116,250 stock options assuming all the shares are awarded.

In* May 2023,the shareholders of Quaint Oak Bancorp approved the adoption of the2023* Stock Incentive Plan (the*“2023* Stock Incentive Plan”). The2023 Stock Incentive Plan approved by shareholders in* May 2023covered a total of 175,000 shares, of which 43,750, or 25%, maybe plan share awards, for a balance of 131,250 stock options assuming all the shares are awarded. In September 2025,12,500 shares that were available under the2023* Stock Incentive Plan were awarded.

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Note15 – Stock Compensation Plans (Continued)

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.