(a)Financial Statements, Schedules, and Exhibits
| Page |
| 1. | Consolidated Financial Statements | |
| – | Management's Responsibility for Financial Statements and Internal Control over Financial Reporting | F-3 |
| – | Report of Independent Registered Public Accounting Firm | F-4 |
| – | Consolidated Balance Sheets at December 31, 2024 and 2023 | F-6 |
| – | Consolidated Statements of Operations and Comprehensive Income for the years ended December 31, 2024, 2023, and 2022 | F-7 |
| – | Consolidated Statements of Shareholders' Equity for the years ended December 31, 2024, 2023, and 2022 | F-8 |
| – | Consolidated Statements of Cash Flows for the years ended December 31, 2024, 2023, and 2022 | F-9 |
| – | Notes to Consolidated Financial Statements | F-10 |
| 2. | Financial Statement Schedules | |
| – | Schedule I - Summary of Investments - Other Than Investments in Related Parties at December 31, 2024 | F-111 |
| – | Schedule II - Condensed Financial Information of Registrant (Parent Company Only) at December 31, 2024 and 2023, and for the years ended December 31, 2024, 2023, and 2022 | F-112 |
| – | Schedule IV - Supplemental Information Concerning Reinsurance for the years ended December 31, 2024, 2023, and 2022 | F-114 |
| – | Schedule VI - Supplementary Information Concerning Property and Casualty Operations as of and for the years ended December 31, 2024, 2023, and 2022 | F-115 |
| Other schedules have been omitted as they are not applicable to Chubb, or the required information has been included in the Consolidated Financial Statements and related notes. |
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| 3. | Exhibits |
| Incorporated by Reference |
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| Exhibit Number | Exhibit Description | Form | Original Number | Date Filed | Filed Herewith |
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| 3.1 | Articles of Association of the Company, as amended and restated | 8-K | 3.1 | May 16, 2024 | |
| 3.2 | Organizational Regulations of the Company, as amended | | X |
| 4.1 | Articles of Association of the Company, as amended and restated | 8-K | 4.1 | May 16, 2024 | |
| 4.2 | Organizational Regulations of the Company, as amended | | X |
| 4.3 | Specimen share certificate representing Common Shares | 8-K | 4.3 | July 18, 2008 | |
| 4.4 | Indenture, dated March 15, 2002, between ACE Limited and Bank One Trust Company, N.A. | 8-K | 4.1 | March 22, 2002 | |
| 4.5 | Senior Indenture, dated August 1, 1999, among ACE INA Holdings, Inc., ACE Limited and Bank of New York Mellon Trust Company, N.A. (as successor), as trustee | S-3ASR | 4.4 | December 10, 2014 | |
| 4.6 | Indenture, dated November 30, 1999, among ACE INA Holdings, Inc. and Bank One Trust Company, N.A., as trustee | 10-K | 10.38 | March 29, 2000 | |
| 4.7 | Indenture, dated December 1, 1999, among ACE INA Holdings, Inc., ACE Limited and Bank One Trust Company, National Association, as trustee | 10-K | 10.41 | March 29, 2000 | |
| 4.8 | Amended and Restated Trust Agreement, dated March 31, 2000, among ACE INA Holdings, Inc., Bank One Trust Company, National Association, as property trustee, Bank One Delaware Inc., as Delaware trustee and the administrative trustees named therein | 10-K | 4.17 | March 16, 2006 | |
| 4.9 | Common Securities Guarantee Agreement, dated March 31, 2000 | 10-K | 4.18 | March 16, 2006 | |
| 4.10 | Capital Securities Guarantee Agreement, dated March 31, 2000 | 10-K | 4.19 | March 16, 2006 | |
| 4.11 | Description of the Registrant's Securities | | X |
| 4.12 | Form of 4.15 percent Senior Notes due 2043 | 8-K | 4.2 | March 13, 2013 | |
| 4.13 | First Supplemental Indenture dated as of March 13, 2013 to the Indenture dated as of August 1, 1999 among ACE INA Holdings, Inc., as Issuer, ACE Limited, as Guarantor, and The Bank of New York Mellon Trust Company, N.A., as Successor Trustee | 8-K | 4.3 | March 13, 2013 | |
| 4.14 | Form of 3.150 percent Senior Notes due 2025 | 8-K | 4.1 | March 16, 2015 | |
| 4.15 | Form of Global Note for the 3.050% Senior Notes due 2061 | 8-K | 4.3 | November 18, 2021 | |
| 4.16 | Form of 3.35 percent Senior Notes due 2026 | 8-K | 4.3 | November 3, 2015 | |
| 4.17 | Form of 4.35 percent Senior Notes due 2045 | 8-K | 4.4 | November 3, 2015 | |
| 4.18 | First Supplemental Indenture to the Chubb Corp Senior Indenture dated as of January 15, 2016 to the Indenture dated as of October 25, 1989 among ACE INA Holdings, Inc., as Successor Issuer, ACE Limited, as Guarantor, and The Bank of New York Mellon Trust Company, N.A., as Trustee | 8-K | 4.1 | January 15, 2016 | |
| 4.19 | Chubb Corp Senior Indenture (incorporated by reference to Exhibit 4(a) to Chubb Corp's Registration Statement on Form S-3 filed on October 27, 1989) (File No. 33-31796) | S-3 | 4(a) | October 27, 1989 | |
| 4.20 | Chubb Corp Junior Subordinated Indenture (incorporated by reference to Exhibit 4.1 to Chubb Corp's Current Report on Form 8-K filed on March 30, 2007) (File No. 001-08661) | 8-K | 4.1 | March 30, 2007 | |
| 4.21 | Form of 6.80 percent Chubb Corp Debentures due 2031 (incorporated by reference to Exhibit 4(a) to Chubb Corp's Registration Statement on Form S-3 filed on October 27, 1989) (File No. 33-31796) | S-3 | 4(a) | October 27, 1989 | |
| 4.22 | Form of 6.00 percent Chubb Corp Senior Notes due 2037 (incorporated by reference to Exhibit 4.1 to Chubb Corp's Current Report on Form 8-K filed on May 11, 2007) (File No. 001-08661) | 8-K | 4.1 | May 11, 2007 | |
| 4.23 | Form of 6.50 percent Chubb Corp Senior Notes due 2038 (incorporated by reference to Exhibit 4.2 to Chubb Corp's Current Report on Form 8-K filed on May 6, 2008) (File No. 001-08661) | 8-K | 4.2 | May 6, 2008 | |
| 4.24 | Procedures regarding the registration of shareholders in the share register of Chubb Limited | 10-K | 4.32 | February 28, 2017 | |
| 4.25 | Form of Officer's Certificate related to the 1.550% Senior Notes due 2028 and 2.500% Senior Notes due 2038 | 8-K | 4.1 | March 6, 2018 |
| 4.26 | Form of Global Note for the 1.550% Senior Notes due 2028 | 8-K | 4.2 | March 6, 2018 |
| 4.27 | Form of Global Note for the 2.500% Senior Notes due 2038 | 8-K | 4.3 | March 6, 2018 |
| 4.28 | Form of Officer's Certificate related to the 0.875% Senior Notes due 2027 and 1.400% Senior Notes due 2031 | 8-K | 4.1 | June 17, 2019 |
| 4.29 | Form of Global Note for the 0.875% Senior Notes due 2027 | 8-K | 4.2 | June 17, 2019 |
| 4.30 | Form of Global Note for the 1.400% Senior Notes due 2031 | 8-K | 4.3 | June 17, 2019 |
| 4.31 | Form of Officer’s Certificate related to the 0.300% Senior Notes due 2024 and 0.875% Senior Notes due 2029 | 8-K | 4.1 | December 5, 2019 |
| 4.32 | Form of Global Note for the 0.875% Senior Notes due 2029 | 8-K | 4.3 | December 5, 2019 |
| 4.33 | Form of Officer's Certificate related to the 1.375% Senior Notes due 2030 | 8-K | 4.1 | September 17, 2020 |
| 4.34 | Form of Global Note for the 1.375% Senior Notes due 2030 | 8-K | 4.2 | September 17, 2020 |
| 4.35 | Form of Officer’s Certificate related to the 2.850% Senior Notes due 2051 and the 3.050% Senior Notes due 2061 | 8-K | 4.1 | November 18, 2021 |
| 4.36 | Form of Global Note for the 2.850% Senior Notes due 2051 | 8-K | 4.2 | November 18, 2021 |
| 4.37 | Form of Officer's Certificate related to the 5.000% Senior Notes due 2034 | 8-K | 4.1 | March 7, 2024 |
| 4.38 | Form of Global Note for the 5.000% Senior Notes due 2034 | 8-K | 4.2 | March 7, 2024 |
| 4.39 | Form of Officer's Certificate related to the 4.650% Senior Notes due 2029 and the 5.000% Senior Notes due 2034 | 8-K | 4.1 | July 31, 2024 |
| 4.40 | Form of Global Note for the 4.650% Senior Notes due 2029 | 8-K | 4.2 | July 31, 2024 |
| 4.41 | Form of Global Note for the 5.000% Senior Notes due 2034 | 8-K | 4.3 | July 31, 2024 |
| 10.1* | Form of Indemnification Agreement between the Company and the directors of the Company, dated August 13, 2015 | 10-K | 10.1 | February 26, 2016 |
| 10.2 | Credit Agreement for $1,000,000,000 Senior Unsecured Letter of Credit Facility, dated as of November 6, 2012, among ACE Limited, and certain subsidiaries and Wells Fargo Bank, National Association as Administrative Agent, the Swingline Bank and an Issuing Bank | 10-K | 10.13 | February 28, 2013 |
| 10.3* | Chubb US Deferred Compensation Plan (as amended and restated effective January 1, 2023) | 10-K | 10.79 | February 24, 2023 |
| 10.4* | Employment Terms dated December 8, 2020, between Chubb Limited and Peter Enns [personal email removed] | 10-K | 10.76 | February 24, 2022 |
| 10.5* | Form of employment agreement between the Company (or subsidiaries of the Company) and executive officers of the Company to allocate a percentage of aggregate salary to the Company (or subsidiaries of the Company) | 8-K | 10.1 | July 16, 2008 |
| 10.6* · Outside Directors Compensation Parameters · X |
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| 10.7* | Form of Non-Qualified Stock Option Terms under the ACE Limited 2004 Long-Term Incentive Plan | 10-Q | 10.4 | October 30, 2013 |
| 10.8* | Aircraft Time Sharing Agreement, dated as of September 19, 2022, between Chubb INA Holdings Inc. and Evan G. Greenberg [certain information omitted] | 10-Q | 10.1 | October 28, 2022 |
| 10.9* | ACE USA Officer Deferred Compensation Plan (as amended and restated effective January 1, 2011) | 10-Q | 10.7 | October 30, 2013 |
| 10.10* | First Amendment to the Amended and Restated ACE USA Officers Deferred Compensation Plan | 10-K | 10.28 | February 25, 2010 |
| 10.11* | Form of Swiss Mandatory Retirement Benefit Agreement (for Swiss-employed named executive officers) | 10-Q | 10.2 | May 7, 2010 |
| 10.12* | ACE Limited Elective Deferred Compensation Plan (as amended and restated effective January 1, 2011) | 10-Q | 10.5 | October 30, 2013 |
| 10.13* | Chubb Limited Clawback Policy | 10-K | 10.13 | February 23, 2024 |
| 10.14* | ACE USA Supplemental Employee Retirement Savings Plan (see exhibit 10.6 to Form 10-Q filed with the SEC on May 15, 2000) | 10-Q | 10.6 | May 15, 2000 |
| 10.15* | Form of Restricted Stock Unit Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-K | 10.97 | February 23, 2018 |
| 10.16* | Form of Restricted Stock Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-K | 10.96 | February 23, 2018 |
| 10.17 | ACE USA Supplemental Employee Retirement Savings Plan (as amended and restated) | 10-K | 10.46 | February 27, 2009 |
| 10.18* | First Amendment to the Amended and Restated ACE USA Supplemental Employee Retirement Savings Plan | 10-K | 10.39 | February 25, 2010 |
| 10.19* | The ACE Limited 1995 Outside Directors Plan (as amended through the Seventh Amendment) | 10-Q | 10.1 | August 14, 2003 |
| 10.20* | ACE Limited 2004 Long-Term Incentive Plan (as amended through the Fifth Amendment) | 8-K | 10 | May 21, 2010 |
| 10.21* | ACE Limited 2004 Long-Term Incentive Plan (as amended through the Sixth Amendment) | 8-K | 10.1 | May 20, 2013 |
| 10.22* | Chubb Deferred Stock Unit Plan, as amended and restated | 10-Q | 10.1 | July 26, 2024 |
| 10.23* | Director Restricted Stock Award Terms under the ACE Limited 2004 Long-Term Incentive Plan | 10-Q | 10.1 | November 9, 2009 |
| 10.24* | Form of Performance Based Restricted Stock Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-Q | 10.1 | May 2, 2023 |
| 10.25* | Form of Performance Based Restricted Stock Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Executive Officers | 10-Q | 10.2 | May 2, 2023 |
| 10.26* | Chubb Limited 2016 Long-Term Incentive Plan, as amended and restated | 8-K | 10.1 | May 24, 2021 | |
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| 10.27* | Form of Incentive Stock Option Terms under the ACE Limited 2004 Long-Term Incentive Plan | 10-Q | 10.3 | October 30, 2013 | |
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| 10.28* | Pension Excess Benefit Plan of The Chubb Corporation | 10-K | 10.77 | February 25, 2021 | |
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| 10.29* | Amendments to the Chubb U.S. Supplemental Employee Retirement Plan, the Chubb U.S. Deferred Compensation Plan, and Pension Excess Benefit Plan of The Chubb Corporation (December 16, 2020) | 10-K | 10.81 | February 25, 2021 | |
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| 10.30* | Amendment No. 2 to the Pension Excess Benefit Plan of The Chubb Corporation | 10-K | 10.78 | February 25, 2021 | |
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| 10.31* | Amendment No. 3 to the Pension Excess Benefit Plan of The Chubb Corporation | 10-K | 10.79 | February 25, 2021 | |
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| 10.32* | Amendment No. 4 to the Pension Excess Benefit Plan of The Chubb Corporation | 10-K | 10.80 | February 25, 2021 | |
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| 10.33* | Form of Restricted Stock Unit Award Terms (for outside directors) under the ACE Limited 2004 Long-Term Incentive Plan | 10-Q | 10.2 | November 7, 2007 | |
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| 10.34* | Form of Restricted Stock Unit Award Terms (for outside directors) under the ACE Limited 2004 Long-Term Incentive Plan | 10-Q | 10.2 | August 7, 2009 | |
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| 10.35* | Amendments to the Chubb U.S. Supplemental Employee Retirement Plan and the Chubb U.S. Deferred Compensation Plan (December 31, 2024) | | X |
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| 10.36* | The Chubb Corporation Key Employee Deferred Compensation Plan (2005) | 8-K | 10.9 | March 9, 2005 | |
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| 10.37* | Amendment One to The Chubb Corporation Key Employee Deferred Compensation Plan (2005) | 8-K | 10.1 | September 12, 2005 | |
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| 10.38* | Amendment No. 2 to The Chubb Corporation Key Employee Deferred Compensation Plan (2005) | 10-K | 10.20 | March 2, 2009 | |
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| 10.39* | Amendment No. 3 to The Chubb Corporation Key Employee Deferred Compensation Plan (2005) | 10-K | 10.32 | February 28, 2013 | |
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| 10.40* | Form of Incentive Stock Option Terms under the ACE Limited 2004 Long-Term Incentive Plan for Swiss Executive Management | 10-K | 10.71 | February 27, 2015 | |
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| 10.41* | Form of Non-Qualified Stock Option Terms under the ACE Limited 2004 Long-Term Incentive Plan for Swiss Executive Management | 10-K | 10.72 | February 27, 2015 | |
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| 10.42* | Form of Executive Management Non-Competition Agreement | 10-Q | 10.1 | July 28, 2023 | |
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| 10.43* | Commitment Increase Agreement to increase the credit capacity under the Credit Agreement originally entered into on November 6, 2012 to $1,500,000,000 under the Senior Unsecured Letter of Credit Facility, dated as of December 11, 2015, among ACE Limited, and certain subsidiaries, and Wells Fargo Bank, National Association as Administrative Agent, the Swingline Bank and an Issuing Bank | 10-K | 10.72 | February 26, 2016 | |
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| 10.44* | Form of Non-Qualified Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-K | 10.95 | February 23, 2018 |
| 10.45* | Form of Incentive Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan | 10-Q | 10.2 | August 5, 2016 |
| 10.46* | Form of Restricted Stock Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan | 10-Q | 10.3 | August 5, 2016 |
| 10.47* | Form of Restricted Stock Unit Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan | 10-Q | 10.4 | August 5, 2016 |
| 10.48* | Form of Non-Qualified Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan | 10-Q | 10.5 | August 5, 2016 |
| 10.49* | Form of Incentive Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-Q | 10.6 | August 5, 2016 |
| 10.50* | Form of Non-Qualified Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-Q | 10.9 | August 5, 2016 |
| 10.51* | Chubb Limited Employee Stock Purchase Plan, as amended and restated | 8-K | 10.1 | May 16, 2024 |
| 10.52* | Director Restricted Stock Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan | 10-Q | 10.1 | August 3, 2017 |
| 10.53 | Amended and Restated Credit Agreement for $1,000,000,000 Senior Unsecured Letter of Credit Facility, dated as of October 25, 2017, among Chubb Limited, and certain subsidiaries and Wells Fargo Bank, National Association as Administrative Agent, the Swingline Bank and an Issuing Bank | 10-K | 10.88 | February 23, 2018 |
| 10.54 | Second Amended and Restated Credit Agreement for $3,000,000,000 Senior Unsecured Letter of Credit Facility, dated as of October 6, 2022, among Chubb Limited, and certain subsidiaries and Wells Fargo Bank, National Association as Administrative Agent, the Swingline Bank and an Issuing Bank | 10-K | 10.56 | February 24, 2022 |
| 10.55* | Form of Incentive Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Executive Officers | 10-K | 10.89 | February 23, 2018 |
| 10.56* | Form of Restricted Stock Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Executive Officers | 10-K | 10.90 | February 23, 2018 |
| 10.57* | Form of Non-Qualified Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Executive Officers | 10-K | 10.92 | February 23, 2018 |
| 10.58* | Form of Restricted Stock Unit Award Terms under the Chubb Limited 2016 Long-Term Plan for Executive Officers | 10-K | 10.93 | February 23, 2018 |
| 10.59* | Form of Incentive Stock Option Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-K | 10.94 | February 23, 2018 |
| 10.60* | Form of Performance Based Restricted Stock Unit Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Swiss Executive Management | 10-Q | 10.1 | April 26, 2024 |
| 10.61* | Form of Performance Based Restricted Stock Unit Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Executive Officers | 10-Q | 10.2 | April 26, 2024 |
| 10.62* | Form of Restricted Stock Unit Award Terms under the Chubb Limited 2016 Long-Term Incentive Plan for Executive Officers | 10-Q | 10.3 | April 26, 2024 |
| 10.63* | Deferred Compensation Plan amendments, effective January 1, 2009 | 10-K | 10.40 | February 27, 2009 |
| 19 · Global Restrictions on Insider Trading and Trading Chubb Securities Policy · X |
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| 21.1 · Subsidiaries of the Company · X |
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| 22.1 · Guaranteed Securities · X |
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| 23.1 · Consent of Independent Registered Public Accounting Firm · X |
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| 31.1 · Certification Pursuant to Section 302 of The Sarbanes-Oxley Act of 2002 · X |
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| 31.2 · Certification Pursuant to Section 302 of The Sarbanes-Oxley Act of 2002 · X |
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| 32.1 · Certification Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of The Sarbanes-Oxley Act of 2002 · X |
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| 32.2 · Certification Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of The Sarbanes-Oxley Act of 2002 · X |
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| 97.1* | Chubb Limited Erroneously Awarded Incentive-Based Compensation Recovery Policy | 10-K | 97.1 | February 23, 2024 | |
| 97.2* | Chubb INA Holdings Inc. Erroneously Awarded Incentive-Based Compensation Recovery Policy | 10-K | 97.2 | February 23, 2024 | |
| 101 | The following financial information from Chubb Limited's Annual Report on Form 10-K for the year ended December 31, 2024, formatted in Inline XBRL: (i) Consolidated Balance Sheets at December 31, 2024 and 2023; (ii) Consolidated Statements of Operations and Comprehensive Income for the years ended December 31, 2024, 2023, and 2022; (iii) Consolidated Statements of Shareholders' Equity for the years ended December 31, 2024, 2023, and 2022; (iv) Consolidated Statements of Cash Flows for the years ended December 31, 2024, 2023, and 2022; and (v) Notes to the Consolidated Financial Statements | | X |
| 104 | The Cover Page Interactive Data File formatted in Inline XBRL (The cover page XBRL tags are embedded in the Inline XBRL document and included in Exhibit 101) | |
| * Management contract, compensatory plan or arrangement |
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