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OHIO VALLEY BANC CORP

For the period ended Sep 30, 2025. Filed Nov 14, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 14, 2025

OVBC$48.65+0.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Item 6. EXHIBITS

(a) Exhibits:

Exhibit NumberExhibit Description
3.1Amended Articles of Incorporation of Ohio Valley (reflects amendments through April 7, 1999) [for SEC reporting compliance only – not filed with the Ohio Secretary of State]: Incorporated herein by reference to Exhibit 3(a) to Ohio Valley’s Annual Report on Form 10-K for fiscal year ended December 31, 2007.
3.2Code of Regulations of Ohio Valley: Incorporated herein by reference to Exhibit 3(b) to Ohio Valley’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2010.
4.1Agreement to furnish instruments and agreements defining rights of holders of long-term debt: Filed herewith.
31.1Rule 13a-14(a)/15d-14(a) Certification (Principal Executive Officer): Filed herewith.
31.2Rule 13a-14(a)/15d-14(a) Certification (Principal Financial Officer): Filed herewith.
32Section 1350 Certifications (Principal Executive Officer and Principal Accounting Officer): Filed herewith.
101.INS #XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.
101.SCH #XBRL Taxonomy Extension Schema: Filed herewith. #
101.CAL #XBRL Taxonomy Extension Calculation Linkbase: Filed herewith. #
101.DEF #XBRL Taxonomy Extension Definition Linkbase: Filed herewith. #
101.LAB #XBRL Taxonomy Extension Label Linkbase: Filed herewith. #
101.PRE #XBRL Taxonomy Extension Presentation Linkbase: Filed herewith. #
104Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) Filed herewith #

# Attached as Exhibit 101 are the following documents formatted in XBRL (eXtensive Business Reporting Language): (i) Unaudited Consolidated Balance Sheets; (ii) Unaudited Consolidated Statements of Income; (iii) Unaudited Consolidated Statements of Comprehensive Income; (iv) Unaudited Consolidated Statements of Changes in Shareholders’ Equity; (v) Unaudited Condensed Consolidated Statements of Cash Flows; and (vi) Notes to the Unaudited Consolidated Financial Statements.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

OHIO VALLEY BANC CORP.
Date:November 14, 2025By:/s/Larry E. Miller, II
Larry E. Miller, II
President and Chief Executive Officer
Date:November 14, 2025By:/s/Scott W. Shockey
Scott W. Shockey
Senior Vice President and Chief Financial Officer
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.