Banco Santander, S.A.
For the period ended Sep 30, 2026. Filed Oct 28, 2026.
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Sep 30, 2026 · Filed Oct 28, 2026
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6-K 1 financieroq326ingles.htm 6-K
FORM 6-K
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Report of Foreign Issuer
Pursuant to Rule 13a-16 or 15d-16
of the Securities Exchange Act of 1934
For the month of October, 2026
Commission File Number: 001-12518
Banco Santander, S.A.
(Exact name of registrant as specified in its charter)
Ciudad Grupo Santander
28660 Boadilla del Monte (Madrid) Spain
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:
Form 20-F ☒ Form 40-F ☐
BANCO SANTANDER, S.A.
TABLE OF CONTENTS
| Item 1. January - September 2026 Financial Report | 1 |
|---|
| January - September | 2026 |
|---|
Index
| 3 | SIGNIFICANT EVENTS IN THE PERIOD |
| 5 | KEY CONSOLIDATED DATA |
| 7 | BUSINESS MODEL |
| 8 | GROUP FINANCIAL INFORMATION |
| 8 | General background |
| 9 | Highlights of the period |
| 11 | Income statement |
| 19 | Balance sheet |
| 22 | Solvency ratios |
| 23 | Risk management |
| 27 | The Santander share |
| 29 | FINANCIAL INFORMATION BY SEGMENT |
| 46 | SUSTAINABILITY |
| 47 | CORPORATE GOVERNANCE |
| 48 | APPENDIX |
| 49 | Financial information |
| 71 | Alternative performance measures |
| 84 | Interim condensed consolidated financial statements |
| 87 | Glossary |
| 88 | Important information |
This report was approved by the board of directors on 27 October 2026, following a favourable report from the audit committee. Important information regarding this report can be found on pages 88 and 89.
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