EZCORP INC
For the period ended Sep 30, 2025. Filed Nov 13, 2025.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Nov 13, 2025
EZPW$29.58+3.6%Stored close · as of Nov 9, 2026
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Table of Contents
EZCORP, INC.
FISCAL YEAR ENDED SEPTEMBER 30, 2025
INDEX TO FORM 10-K
| Item | Page |
|---|---|
| No. | No. |
| PART I | |
| 1. Business | 3 |
| 1A. Risk Factors | 15 |
| 1B. Unresolved Staff Comments | 21 |
| 1C. Cybersecurity | 21 |
| 2. Properties | 22 |
| 3. Legal Proceedings | 22 |
| 4. Mine Safety Disclosures | 22 |
| PART II | |
| 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | 23 |
| 6. [Reserved] | 24 |
| 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations | 25 |
| 7A. Quantitative and Qualitative Disclosures About Market Risk | 37 |
| 8. Financial Statements and Supplementary Data | 38 |
| 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure | 74 |
| 9A. Controls and Procedures | 74 |
| 9B. Other Information | 77 |
| 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections | 77 |
| PART III | |
| 10. Directors, Executive Officers and Corporate Governance | 78 |
| 11. Executive Compensation | 85 |
| 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters | 105 |
| 13. Certain Relationships and Related Transactions, and Director Independence | 107 |
| 14. Principal Accountant Fees and Services | 108 |
| PART IV | |
| 15. Exhibits and Financial Statement Schedules | 108 |
| Signatures | 110 |
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