EZCORP INC
For the period ended Sep 30, 2025. Filed Nov 13, 2025.
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FY2025 · Filed Nov 13, 2025
EZPW$29.58+3.6%Stored close · as of Nov 9, 2026
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Consolidated Financial Statements: Consolidated Balance Sheets as of September 30, 2025 and 2024
| September 30, | ||
|---|---|---|
| (in thousands, except share and per share amounts) | 2025 | 2024 |
| Assets: | ||
| Current assets: | ||
| Cash and cash equivalents | $469,524 | $170,513 |
| Short-term restricted cash | 525 | 9,294 |
| Pawn loans | 307,496 | 274,084 |
| Pawn service charges receivable, net | 48,733 | 44,013 |
| Inventory, net | 248,457 | 191,923 |
| Prepaid expenses and other current assets | 51,221 | 39,171 |
| Total current assets | 1,125,956 | 728,998 |
| Investments in unconsolidated affiliates | 18,123 | 13,329 |
| Other investments | 51,903 | 51,900 |
| Property and equipment, net | 75,331 | 65,973 |
| Right-of-use assets, net | 236,462 | 226,602 |
| Long-term restricted cash | 14,664 | — |
| Goodwill | 324,889 | 306,478 |
| Intangible assets, net | 58,832 | 58,451 |
| Deferred tax asset, net | 29,455 | 25,362 |
| Other assets, net | 15,594 | 16,144 |
| Total assets | $1,951,209 | $1,493,237 |
| Liabilities and equity: | ||
| Current liabilities: | ||
| Current maturities of long-term debt, net | $— | $103,072 |
| Accounts payable, accrued expenses and other current liabilities | 105,443 | 85,737 |
| Customer layaway deposits | 33,901 | 21,570 |
| Operating lease liabilities, current | 61,228 | 58,998 |
| Total current liabilities | 200,572 | 269,377 |
| Long-term debt, net | 518,076 | 224,256 |
| Deferred tax liability, net | 2,571 | 2,080 |
| Operating lease liabilities | 184,736 | 180,616 |
| Other long-term liabilities | 19,769 | 12,337 |
| Total liabilities | 925,724 | 688,666 |
| Commitments and contingencies (Note 12) | ||
| Stockholders’ equity: | ||
| Class A Non-Voting Common Stock, par value $0.01 per share; shares authorized: 100 million; 57,921,451 issued and outstanding as of September 30, 2025; and issued and outstanding of 51,582,698 as of September 30, 2024 | 579 | 516 |
| Class B Voting Common Stock, convertible, par value $0.01 per share; shares authorized: 3 million; issued and outstanding: 2,970,171 as of September 30, 2025 and 2024 | 30 | 30 |
| Additional paid-in capital | 450,892 | 348,366 |
| Retained earnings | 612,687 | 507,206 |
| Accumulated other comprehensive loss | (38,703) | (51,547) |
| Total equity | 1,025,485 | 804,571 |
| Total liabilities and equity | $1,951,209 | $1,493,237 |
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