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EZCORP INC

For the period ended Sep 30, 2024. Filed Nov 13, 2024.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Nov 13, 2024

EZPW$29.58+3.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 16. FORM 10-K SUMMARY

None.

Exhibits

Incorporated by Reference · Filed Herewith
Exhibit · Description of Exhibit · Form · File No. · Exhibit · Filing Date
3.1Amended and Restated Certificate of Incorporation8-K0-194243.1October 3, 2013
3.2Certificate of Amendment, dated March 25, 2014, to the Company’s Amended and Restated Certificate of Incorporation8-K0-1942499.1March 25, 2014
3.3Amended and Restated By-Laws, effective July 20, 20148-K0-194243.2July 22, 2014
4.1Specimen of Class A Non-voting Common Stock CertificateS-133-413174.1August 23, 1991
4.2Description of EZCORP, Inc. Class A Non-voting Common Stock8-K0-194244.1October 3, 2013
4.3Indenture, dated July 5, 2017, between EZCORP, Inc., and Wells Fargo Bank, National Association, as trustee8-K0-194244.1July 6, 2017
4.4Indenture, dated May 14, 2018, between EZCORP, Inc., and Wells Fargo Bank, National Association, as trustee8-K0-194244.1May 15, 2018
4.5Successor Trustee Agreement, dated September 12, 2019, Between EZCORP, Inc., and Wells Fargo Bank, National Association, as prior trustee, and Branch Banking and Trust Company, as successor trustee8-K0-194244.1October 7, 2019
4.6Indenture, dated December 12, 2022, between EZCORP, Inc. and Truist Bank, as trustee8-K0-194244.1December 13, 2022
10.1*EZCORP, Inc. Supplemental Executive Retirement Plan effective December 1, 20058-K0-1942410.94December 1, 2005
10.2*Amended and Restated EZCORP, Inc. 2010 Long-Term Incentive Plan, Effective November 28, 20188-K0-1942410.1November 29, 2018
10.3*Form of Protection of Sensitive Information, Noncompetition and Nonsolicitation Agreement between the Company and certain employees, including the executive officers10-K0-1942410.15November 24, 2010
10.4*Form of Restricted Stock Award for non-employee directors10-K0-1942410.17November 24, 2010
10.5*Amended and Restated EZCORP, Inc. 2022 Long-term Incentive Plan, Effective November 15, 202210-K0-1942410.5November 16, 2022
10.6*EZCORP, Inc. Change in Control Severance Plan, Effective November 15, 202210-K0-1942410.6November 16, 2022
10.7*Amendment to Amended and Restated EZCORP, Inc. 2010 Long-Term Incentive Plan, Effective November 15, 202210-K0-1942410.7November 16, 2022
10.8*Employment Contract, dated November 14, 2023, between EZCORP UK Limited and Lachlan P. Given10-K0-1942410.8November 15, 2023
19.1EZCORP, Inc. Insider Trading Policy, effective November 5, 2024x
21.1List of Subsidiaries of EZCORP, Inc.x
23.1Consent of BDO USA, P.C., Independent Registered Public Accounting Firmx
31.1Certification of Principal Executive Officer, pursuant to Rule 13a-14(a) under the Securities Exchange Act of 1934x
31.2Certification of Principal Financial Officer, pursuant to Rule 13a-14(a) under the Securities Exchange Act of 1934x
32.1†Certification of the Principal Executive Officer and Principal Financial Officer pursuant to 18 U.S.C. Section 1350x
97.1EZCORP, Inc. Compensation Recovery Policy, effective August 1, 2023x
101.INSInline XBRL Instance Document (the instance document does not appear in the interactive data files because the XBRL tags are embedded within the Inline XBRL document)
101.SCHInline XBRL Taxonomy Extension Schema Document
101.CALInline XBRL Taxonomy Extension Calculation Linkbase Document
101.DEFInline XBRL Taxonomy Extension Definition Linkbase Document
101.LABInline XBRL Taxonomy Extension Labels Linkbase Document
101.PREInline XBRL Taxonomy Extension Presentation Linkbase Document
104Cover Page Interactive Data File in Inline XBRL format (contained in Exhibit 101)
*Identifies Exhibit that consists of or includes a management contract or compensatory plan or arrangement.
†The certifications furnished in Exhibit 32.1 hereto are deemed to accompany this Annual Report on Form 10-K and will not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, except to the extent that the registrant specifically incorporates it by reference.
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.