Skip to main content

BOK FINANCIAL CORP

For the period ended Jun 30, 2024. Filed Jul 31, 2024.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2024 · Filed Jul 31, 2024

BOKF$129.48-0.4%Stored close · as of Nov 6, 2026
See the whole filing, with its images and exhibits

Cover page

Show cover page

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q

(Mark One)

☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended June 30, 2024

OR

☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from _____________ to ______________

Commission File No.001-37811

BOK FINANCIAL CORP

(Exact name of registrant as specified in its charter)

Oklahoma73-1373454
(State or other jurisdictionof Incorporation or Organization)(IRS EmployerIdentification No.)
Bank of Oklahoma Tower
Boston Avenue at Second Street
Tulsa,Oklahoma74192
(Address of Principal Executive Offices)(Zip Code)

(918)588-6000

(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading SymbolName of each exchange on which registered
Common Stock, par value $0.00006 per shareBOKFNasdaq Stock Market

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ý No¨

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes ý No¨

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

Large accelerated filer ý Accelerated filer¨

Non-accelerated filer¨ Smaller reporting company☐

Emerging growth company☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.¨

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐ Noý

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date:64,127,824 shares of common stock ($.00006 par value) as of June 30, 2024.

BOK Financial Corporation

Form 10-Q

Quarter Ended June 30, 2024

Index

Glossary of Defined Terms1
Part I. Financial Information
Management's Discussion and Analysis (Item 2)2
Market Risk (Item 3)39
Controls and Procedures (Item 4)43
Consolidated Financial Statements – Unaudited (Item 1)44
Six-Month Financial Summary – Unaudited (Item 2)94
Quarterly Financial Summary – Unaudited (Item 2)95
Quarterly Earnings Trend – Unaudited98
Part II. Other Information
Item 1. Legal Proceedings99
Item 1A. Risk Factors99
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds99
Item 5. Other Information99
Item 6. Exhibits100
Signatures101

GLOSSARY OF DEFINED TERMS

The following items may be used throughout this report, including the consolidated financial statements and related notes.

TermDefinition
AFSAvailable For Sale
AOCIAccumulated Other Comprehensive Income
ASUAccounting Standards Update
ATMAutomated Teller Machine
BoardBoard of Directors of BOK Financial Corporation
BOK FinancialBOK Financial Corporation
BOKFBOK Financial Corporation
BOKF InsuranceBOK Financial Insurance, Inc.
BOKFIBOK Financial Insurance, Inc.
CECLCurrent Expected Credit Losses
CompanyBOK Financial Corporation
EFTElectronic Funds Transfer
FASBFinancial Accounting Standards Board
FDICFederal Deposit Insurance Corporation
GAAPGenerally Accepted Accounting Principles in the United States of America
GDPGross Domestic Product
GNMAGovernment National Mortgage Association
MSRMortgage Servicing Rights
NasdaqNational Association of Securities Dealers Automated Quotations
NYMEXNew York Mercantile Exchange
PPNRPre-Provision Net Revenue
RMHFSResidential Mortgages Held for Sale
SECSecurities and Exchange Commission
SOFRSecured Overnight Financing Rate
SVaRStressed Value at Risk
TransFundBOKF's electronic funds transfer network
USDCUnited States District Court
VAU.S. Department of Veterans Affairs
VaRValue at Risk
WTIWest Texas Intermediate
  • 1 -
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.