HARTFORD INSURANCE GROUP, INC.

For the period ended Sep 30, 2026. Filed Oct 26, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 26, 2026

HIG$134.86+0.6%Stored close · as of Nov 9, 2026

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Contents

Financial Highlights

Table of Contents	Index to MD&A

Third Quarter Financial Highlights

Net Income Available to Common Stockholders	Net Income Available to Common Stockholders per Diluted Share	Book Value per Diluted Share

Ý	Increased $243 or 23%	Ý	Increased $1.05 or 28%	Ý	Increased $2 or 3%
+	More favorable P&C prior accident year reserve development	+	Increase in net income available to common stockholders	+	Net income in excess of common stockholder dividends
+	Higher net investment income	+	Reduction in outstanding shares due to share repurchases	-	A decrease in AOCI, primarily driven by an increase in net unrealized losses on AFS securities
+	The effect of higher earned premiums
+	Lower underlying loss and LAE ratio in Personal Insurance				-	Dilutive effective of share repurchases
-	Higher CAY catastrophe losses
-	Greater net realized losses
-	Higher group disability and life loss ratios
-	Higher underlying loss and LAE ratio in Business Insurance

Investment Yield, After Tax	Property & Casualty Combined Ratio	Employee Benefits Net Income Margin

Ý	Increased 20 bps		Þ	Improved 7.7 points	Þ	Decreased 1.1 points
+	Higher yield on limited partnerships and other alternative investments		+	More favorable P&C prior accident year reserve development	-	Higher group disability and life loss ratios
		+	Lower expense ratio
			+	Lower underlying loss and LAE ratio in Personal Insurance	+	A change to net realized gains from net realized losses
			-	Higher CAY Catastrophe losses	+	Higher net investment income
			-	Higher underlying loss and LAE ratio in Business Insurance

Table of Contents	Index to MD&A

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.