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HARTFORD INSURANCE GROUP, INC.

For the period ended Dec 31, 2025. Filed Feb 20, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 20, 2026

HIG$137.80+2.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 15. Exhibits and Financial Statement Schedules

(a) Documents filed as a part of this report:

(1)Consolidated Financial Statements. See Index to Consolidated Financial Statements and Schedules below.

(2)Consolidated Financial Statement Schedules. See Index to Consolidated Financial Statement and Schedules below.

(3)Exhibits. See Exhibit Index elsewhere herein.

Index to Consolidated Financial Statements and Schedules

DescriptionPage
Report of Independent Registered Public Accounting Firm [1]121
Financial Statements
Consolidated Statements of Operations — For the Years Ended December 31, 2025, 2024 and 2023123
Consolidated Statements of Comprehensive Income (Loss) — For the Years Ended December 31, 2025, 2024 and 2023124
Consolidated Balance Sheets — As of December 31, 2025 and 2024125
Consolidated Statements of Changes in Stockholders’ Equity — For the Years Ended December 31, 2025, 2024 and 2023126
Consolidated Statements of Cash Flows — For the Years Ended December 31, 2025, 2024 and 2023127
Notes to Consolidated Financial Statements
Note 1 - Basis of Presentation and Significant Accounting Policies128
Note 2 - Earnings Per Common Share135
Note 3 - Segment Information136
Note 4 - Fair Value Measurements140
Note 5 - Investments148
Note 6 - Derivatives156
Note 7 - Premiums Receivable and Agents' Balances161
Note 8 - Reinsurance162
Note 9 - Goodwill & Other Intangible Assets164
Note 10 - Reserve for Unpaid Losses and Loss Adjustment Expenses166
Note 11 - Reserve for Future Policy Benefits190
Note 12 - Other Policyholder Funds and Benefits Payable191
Note 13 - Debt192
Note 14 - Commitments and Contingencies194
Note 15 - Equity196
Note 16 - Income Taxes198
Note 17 - Changes in and Reclassifications From Accumulated Other Comprehensive Income (Loss)200
Note 18 - Employee Benefit Plans202
Note 19 - Stock Compensation Plans208
Note 20 - Leases211
Note 21 - Restructuring and Other Costs212
Schedules
Schedule I — Summary of Investments — Other Than Investments in Affiliates213
Schedule II — Condensed Financial Information of The Hartford Insurance Group, Inc.214
Schedule III — Supplementary Insurance Information217
Schedule IV — Reinsurance219
Schedule V — Valuation and Qualifying Accounts220
Schedule VI — Supplemental Information Concerning Property and Casualty Insurance Operations[2]

[1]Deloitte & Touche LLP (PCAOB ID No.34) is our principal accountant and an independent registered public accounting firm.

[2]Schedule has been omitted as information required is disclosed in the Notes to Consolidated Financial Statements or other Schedules.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.