HARTFORD INSURANCE GROUP, INC.

For the period ended Dec 31, 2025. Filed Feb 20, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 20, 2026

HIG$134.86+0.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Hartford Funds

Hartford Funds - Results of Operations

	2025	2024	2023	Increase (Decrease) From 2024 to 2025	Increase (Decrease) From 2023 to 2024
Fee income and other revenue	$1,077	$1,035	$973	4%	6%
Net investment income	21	20	17	5%	18%
Net realized gains	15	12	10	25%	20%
Total revenues	1,113	1,067	1,000	4%	7%
Operating costs and other expenses	844	824	781	2%	6%
Income before income taxes	269	243	219	11%	11%
Income tax expense [1]	56	51	45	10%	13%
Net income	$213	$192	$174	11%	10%
Daily average Hartford Funds AUM	$145,474	$136,477	$127,019	7%	7%
ROA [2]	14.6	14.1	13.7	0.5	0.4
Adjustments to reconcile ROA to ROA, core earnings:
Effect of net realized losses (gains), excluded from core earnings, before tax	(1.0)	(0.8)	(0.8)	(0.2)	0.0
Effect of income tax expense (benefit)	0.2	—	0.1	0.2	(0.1)
ROA, core earnings [2]	13.8	13.3	13.0	0.5	0.3

[1]For discussion of income taxes, see Note 16 - Income Taxes of Notes to Consolidated Financial Statements.

[2]Represents annualized earnings divided by a daily average of assets under management, as measured in basis points.

Table of Contents	Index to MD&A

Hartford Funds Segment AUM

	2025	2024	2023	Increase (Decrease) From 2024 to 2025	Increase (Decrease) From 2023 to 2024
Mutual Fund and ETF AUM - beginning of period	$128,054	$119,316	$112,472	7%	6%
Sales - Mutual Fund	28,335	24,325	20,960	16%	16%
Redemptions - Mutual Fund	(32,628)	(28,041)	(28,606)	(16%)	2%
Net flows - ETF	579	491	619	18%	(21%)
Net Flows - Mutual Fund and ETF	(3,714)	(3,225)	(7,027)	(15%)	54%
Change in market value and other	18,629	11,963	13,871	56%	(14%)
Mutual Fund and ETF AUM - end of period	142,969	128,054	119,316	12%	7%
Third-party life and annuity separate account AUM	11,260	11,544	11,709	(2%)	(1%)
Hartford Funds AUM - end of period	$154,229	$139,598	$131,025	10%	7%

Mutual Fund and ETF AUM by Asset Class

	2025	2024	2023	Increase (Decrease) From 2024 to 2025	Increase (Decrease) From 2023 to 2024
Equity - Mutual Funds	$95,465	$84,000	$79,352	14%	6%
Fixed Income - Mutual Funds	23,659	21,059	16,773	12%	26%
Multi-Strategy Investments - Mutual Funds [1]	18,424	18,512	19,292	—%	(4%)
Equity - ETF	2,180	1,811	2,141	20%	(15%)
Fixed Income - ETF	3,241	2,672	1,758	21%	52%
Mutual Fund and ETF AUM	$142,969	$128,054	$119,316	12%	7%

[1]Includes balanced, allocation, and alternative investment products.

Net income increasedfor the year ended December 31, 2025, primarily due to an increase in fee income net of operating costs and other expenses driven by higher daily average AUM.

Hartford Funds AUM

December 31, 2025 compared to 2024

Hartford Funds AUMincreased primarily due to an increase in equity market levels, partially offset by net outflows over the preceding twelve month period. Net outflows were $3.7 billionfor the year ended December 31, 2025 compared to net outflows of $3.2 billion for the year ended December 31, 2024.

Table of Contents	Index to MD&A

Assuming continued growth in equity markets in 2026, the Company expects net income for Hartford Funds to increase from 2025 to 2026.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.