HARTFORD INSURANCE GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 20, 2026
HIG$134.86+0.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Financial Highlights
| Table of Contents | Index to MD&A |
|---|
2025 Financial Highlights
| Net Income Available to Common Stockholders | Net Income Available to Common Stockholders per Diluted Share | Book Value per Diluted Share |
|---|
| Ý | Increased $725 or 23% | Ý | Increased $2.97 or 29% | Ý | Increased $11.22 or 20% |
|---|---|---|---|---|---|
| + | The effect of higher earned premiums in P&C | + | Increase in net income available to common stockholders | + | Net income in excess of common stockholder dividends |
| + | Higher net investment income | + | Reduction in outstanding shares due to share repurchases | - | Dilutive effective of share repurchases |
| + | More favorable P&C prior accident year reserve development | ||||
| + | Lower underlying loss and LAE ratio in Personal Insurance | ||||
| - | Higher underlying loss and LAE ratio in Business Insurance | ||||
| Investment Yield, After Tax | Property & Casualty Combined Ratio | Employee Benefits Net Income Margin |
|---|
| Ý | Increased 20 bps | Þ | Improved 2.9 points | Þ | Decreased 0.1 points |
|---|---|---|---|---|---|
| + | Higher yield on limited partnerships and other alternative investments | + | More favorable prior accident year reserve development | - | Higher group disability loss ratio |
| + | Reinvesting at higher interest rates | + | Lower underlying loss and LAE ratio in Personal Insurance | - | Higher expense ratio, including higher staffing and technology costs |
| - | Lower yield on variable-rate securities | + | Lower CAY catastrophe losses | + | Lower group life loss ratio |
| - | Higher underlying loss and LAE ratio in Business Insurance | + | Higher net investment income | ||
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.