HARTFORD INSURANCE GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 20, 2026
HIG$134.86+0.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Exhibits Index
Table of Contents
For the Fiscal Year Ended December 31, 2025
Form 10-K
Exhibits Index
The exhibits attached to this Form 10-K are those that are required by Item 601 of Regulation S-K.
| Incorporated by Reference | |||||
|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File No. | Exhibit No. | Filing Date |
| 2.01 | Purchase and Sale Agreement by and among Massachusetts Mutual Life Insurance Company, Hartford Life, Inc. and The Hartford Insurance Group, Inc., f/k/a The Hartford Financial Services Group, Inc., ("The Hartford") dated as of September 4, 2012. | 10-Q | 001-13958 | 2.01 | 11/01/2012 |
| 2.02 | Purchase and Sale Agreement by and among Hartford Life, Inc., Prudential Financial, Inc. and The Hartford dated as of September 27, 2012. | 10-Q | 001-13958 | 2.02 | 11/01/2012 |
| 2.03 | Stock and Asset Purchase Agreement dated December 3, 2017 by and between The Hartford, Hartford Holdings, Inc. Hopmeadow Acquisition, Inc. Hopmeadow Holdings, LP and Hopmeadow Holdings GP LLC. | 8-K | 001-13958 | 2.01 | 12/04/2017 |
| 2.04 | Master Transaction Agreement by and between Hartford Life & Accident Insurance Company, a subsidiary of The Hartford, and Aetna Inc. dated as of October 22, 2017. | 8-K | 001-13958 | 2.01 | 10/23/2017 |
| 2.05 | Commitment Agreement by and between The Hartford, The Prudential Insurance Company of America and State Street Global Advisors Trust Company, as the Independent Fiduciary of The Hartford Retirement Plan for U.S. Employees, dated as of June 23, 2017.† | 10-Q | 001-13958 | 2.01 | 07/27/2017 |
| 2.06 | Agreement and Plan of Merger, dated as of August 22, 2018, by and among The Navigators Group, Inc., The Hartford and Renato Acquisition Co. | 8-K/A | 001-13958 | 2.1 | 08/22/2018 |
| 3.01 | Amended and Restated Certificate of Incorporation of The Hartford, as filed with the Delaware Secretary of State on February 6, 2025. | 8-K | 001-13958 | 3.01 | 02/06/2025 |
| 3.02 | Certificate of Designations with respect to the Series G Preferred Stock of the Company, dated October 30, 2018. | 8-K | 001-13958 | 3.1 | 11/05/2018 |
| 3.03 | Amended and Restated By-laws of The Hartford, effective February 6, 2025. | 8-K | 001-13958 | 3.1 | 02/06/2025 |
| 4.01 | Senior Indenture, dated as of March 9, 2004, between The Hartford and JPMorgan Chase Bank, as Trustee. | 8-K | 001-13958 | 4.1 | 03/12/2004 |
| 4.02 | Junior Subordinated Indenture, dated as of February 12, 2007, between The Hartford, and Wilmington Trust Company (as successor to LaSalle Bank, National Association), as Trustee. | 8-K | 001-13958 | 4.01 | 02/16/2007 |
| 4.03 | Senior Indenture, dated as of April 11, 2007, between The Hartford and The Bank of New York Trust Company, N.A., as Trustee. | S-3ASR | 333-142044 | 4.03 | 04/11/2007 |
| 4.04 | Junior Subordinated Indenture, dated as of June 6, 2008, between The Hartford and The Bank of New York Trust Company, N.A., as Trustee. | 8-K | 001-13958 | 4.1 | 06/06/2008 |
| 4.05 | First Supplemental Indenture, dated as of June 6, 2008, between The Hartford and The Bank of New York Trust Company, N.A., as Trustee. | 8-K | 001-13958 | 4.2 | 06/06/2008 |
| 4.06 | Third Supplemental Indenture, dated as of April 5, 2012, between The Hartford and The Bank of New York Mellon Trust Company, N.A., as Trustee. | 8-K/A | 001-13958 | 4.3 | 04/06/2012 |
| 4.07 | First Supplemental Indenture, dated as of August 9, 2013, between The Hartford and The Bank of New York Mellon Trust Company, N.A., as Trustee. | S-3ASR | 333-190506 | 4.07 | 08/09/2013 |
| 4.08 | Replacement Capital Covenant dated as of February 15, 2017. | 8-K | 001-13958 | 4.01 | 02/15/2017 |
| 4.09 | Form of Series G Preferred Stock Certificate (included as Exhibit A to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed on November 5, 2018). | 8-K | 001-13958 | 3.1 | 11/05/2018 |
Table of Contents
| Incorporated by Reference | |||||
|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File No. | Exhibit No. | Filing Date |
| 4.10 | Deposit Agreement, dated November 6, 2018, among the Company, Computershare Inc. and Computershare Trust Company, N.A., collectively as depositary, and the holders from time to time of the depositary receipts described therein. | 8-K | 001-13958 | 4.2 | 11/06/2018 |
| 4.11 | Form of Depositary Receipt (included as Exhibit A to Exhibit 4.2 to the Company’s Current Report on Form 8-K filed on November 6, 2018) | 8-K | 001-13958 | 4.3 | 11/06/2018 |
| 4.12 | Second Supplemental Indenture, dated as of August 19, 2019, between The Hartford and The Bank of New York Mellon Trust Company, N.A., as Trustee | 8-K | 001-13958 | 4.3 | 08/19/2019 |
| 4.13 | Third Supplemental Indenture, dated as of September 21, 2021, between The Hartford and The Bank of New York Mellon Trust Company, N.A., as Trustee. | 8-K | 001-13958 | 4.4 | 09/21/2021 |
| 4.14 | Description of Securities** | ||||
| 10.01 | Aggregate Excess of Loss Reinsurance Agreement by and between Hartford Fire Insurance Company, First State Insurance Company, New England Insurance Company, New England Reinsurance Corporation, Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Hartford Insurance Company of the Southeast, Hartford Lloyd’s Insurance Company, Hartford Underwriters Insurance Company, Nutmeg Insurance Company, Pacific Insurance Company, Limited, Property and Casualty Insurance Company of Hartford, Sentinel Insurance Company, Ltd., Trumbull Insurance Company, Twin City Fire Insurance Company (collectively, the "Reinsured") and National Indemnity Company (the "Reinsurer") dated as of December 30, 2016.†† | 10-K | 001-13958 | 10.01 | 02/18/2022 |
| 10.02 | Second Amended and Restated Credit Agreement dated September 24, 2025, among The Hartford, as borrower, Bank of America, N.A., as administrative agent and the other parties signatory thereto. | 10-Q | 001-13958 | 10.01 | 10/27/2025 |
| *10.03 | The Hartford Deferred Restricted Stock Unit Plan, as amended. | 10-K | 001-13958 | 10.12 | 02/24/2006 |
| *10.04 | Form of Key Executive Employment Protection Agreement between The Hartford and certain executive officers of The Hartford, as amended. | 10-K | 001-13958 | 10.06 | 02/12/2009 |
| *10.05 | The Hartford Deferred Compensation Plan, as amended December 20, 2012. | 10-K | 001-13958 | 10.18 | 03/01/2013 |
| *10.06 | The Hartford Excess Pension Plan II, as amended January 1, 2013. | 10-K | 001-13958 | 10.19 | 03/01/2013 |
| *10.07 | The Hartford Excess Savings Plan IA, as amended effective May 28, 2013. | 8-K | 001-13958 | 10.01 | 07/29/2013 |
| *10.08 | The Hartford 2014 Incentive Stock Plan, as amended effective October 2, 2023. | 10-K | 001-13958 | 10.09 | 02/23/2024 |
| *10.09 | The Hartford Protection Agreement between The Hartford and Christopher Swift, effective June 9, 2014. | 10-Q | 001-13958 | 10.03 | 07/30/2014 |
| *10.10 | The Hartford 2014 Incentive Stock Plan Administrative Rules Relating to Awards for Non-Employee Directors. | 10-K | 001-13958 | 10.06 | 02/27/2015 |
| *10.11 | The Hartford 2014 Incentive Stock Plan Form of Non-Employee Directors Award Agreement. | 10-Q | 001-13958 | 10.01 | 07/27/2015 |
| *10.12 | The Hartford 2014 Incentive Stock Plan Forms of Individual Award Agreements. | 10-Q | 001-13958 | 10.02 | 04/26/2018 |
| *10.13 | The Hartford Annual Incentive Plan, as amended October 2, 2023. | 10-K | 001-13958 | 10.14 | 02/23/2024 |
| *10.14 | Amendment to The Hartford Excess Savings Plan IA | 10-Q | 001-13958 | 10.01 | 11/04/2019 |
| *10.15 | The Hartford 2020 Incentive Stock Plan, as amended effective October 2, 2023. | 10-K | 001-13958 | 10.16 | 02/23/2024 |
| *10.16 | The Hartford 2020 Stock Incentive Plan Forms of Individual Award Agreements, as amended. | 10-Q | 001-13958 | 10.01 | 04/24/2025 |
| *10.17 | The Hartford 2020 Stock Incentive Plan Administrative Rules Relating to Awards for Non-Employee Directors. | 10-K | 001-13958 | 10.25 | 02/19/2021 |
| *10.18 | The Hartford 2020 Stock Incentive Plan Form of Non-Employee Directors Award Agreement. | 10-K | 001-13958 | 10.26 | 02/19/2021 |
| *10.19 | Amendment to The Hartford Excess Pension Plan II. | 10-K | 001-13958 | 10.22 | 02/18/2022 |
Table of Contents
| Incorporated by Reference | |||||
|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File No. | Exhibit No. | Filing Date |
| *10.20 | The Hartford Senior Executive Officer Severance Pay Plan (Tier 1), as amended and restated, effective October 2, 2023. | 10-K | 001-13958 | 10.21 | 02/23/2024 |
| *10.21 | The Hartford Senior Executive Officer Severance Pay Plan (Tier 2), as amended and restated, effective October 2, 2023. | 10-K | 001-13958 | 10.22 | 02/23/2024 |
| *10.22 | The Hartford 2025 Long Term Incentive Stock Plan, effective March 21, 2025. | 10-Q | 001-13958 | 10.02 | 10/27/2025 |
| *10.23 | The Hartford 2025 Long Term Incentive Stock Plan Forms for Individual Award Agreements. | 10-Q | 001-13958 | 10.03 | 10/27/2025 |
| *10.24 | The Hartford 2025 Long Term Incentive Stock Plan Forms for Non-Employee Directors. | 10-Q | 001-13958 | 10.04 | 10/27/2025 |
| *10.25 | The Hartford 2025 Long Term Incentive Stock Plan Administrative Rules Relating to Awards for Non-Employee Directors.** | ||||
| 19.01 | The Hartford Insider Trading Policy.** | ||||
| 21.01 | Subsidiaries of The Hartford.** | ||||
| 23.01 | Consent of Deloitte & Touche LLP to the incorporation by reference into The Hartford’s Registration Statements on Form S-8 and Form S-3 of the reports of Deloitte & Touche LLP contained in this Form 10-K is filed herewith.** | ||||
| 24.01 | Power of Attorney. ** | ||||
| 31.01 | Certification of Christopher J. Swift pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.** | ||||
| 31.02 | Certification of Beth A. Costello pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.** | ||||
| 32.01 | Certification of Christopher J. Swift pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.** | ||||
| 32.02 | Certification of Beth A. Costello pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.** | ||||
| 97.01 | The Hartford Clawback Policy. | 10-K | 001-13958 | 97.01 | 02/23/2024 |
| 101.INS | Inline XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.** | ||||
| 101.SCH | Inline XBRL Taxonomy Extension Schema.** | ||||
| 101.CAL | Inline XBRL Taxonomy Extension Calculation Linkbase.** | ||||
| 101.DEF | Inline XBRL Taxonomy Extension Definition Linkbase.** | ||||
| 101.LAB | Inline XBRL Taxonomy Extension Label Linkbase.** | ||||
| 101.PRE | Inline XBRL Taxonomy Extension Presentation Linkbase.** | ||||
| 104.01 | Cover Page Interactive Data File - formatted in Inline XBRL and included as Exhibit 101** | ||||
| * | Management contract, compensatory plan or arrangement. |
|---|---|
| ** | Filed with the Securities and Exchange Commission as an exhibit to this report. |
| † | Certain portions of this exhibit have been omitted pursuant to the Securities and Exchange Commission Order Granting Confidential Treatment Under the Securities Exchange Act of 1934, dated August 7, 2017 |
| †† | Certain portions of this exhibit have been omitted pursuant to Section (b)(10)(iv) of Item 601 of Regulation S-K. The registrant agrees to furnish a copy of this exhibit to the Securities and Exchange Commission upon request. |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.