HARTFORD INSURANCE GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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FY2025 · Filed Feb 20, 2026
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Corporate
Corporate - Results of Operations
| 2025 | 2024 | 2023 | Increase (Decrease) From 2024 to 2025 | Increase (Decrease) From 2023 to 2024 | |
|---|---|---|---|---|---|
| Fee income [1] | $40 | $40 | $39 | —% | 3% |
| Net investment income [2] | 58 | 63 | 47 | (8%) | 34% |
| Net realized gains [2] | 30 | 42 | 26 | (29%) | 62% |
| Other revenue (loss) | 19 | 2 | 2 | NM | —% |
| Total revenues | 147 | 147 | 114 | —% | 29% |
| Benefits, losses and loss adjustment expenses [3] | 6 | 8 | 7 | (25%) | 14% |
| Insurance operating costs and other expenses [1] | 71 | 54 | 68 | 31% | (21%) |
| Interest expense [4] | 199 | 199 | 199 | —% | —% |
| Restructuring and other costs | — | 2 | 6 | (100%) | (67%) |
| Total benefits, losses and expenses | 276 | 263 | 280 | 5% | (6%) |
| Loss before income taxes | (129) | (116) | (166) | (11%) | 30% |
| Income tax benefit [5] | (71) | (44) | (45) | (61%) | 2% |
| Net loss | (58) | (72) | (121) | 19% | 40% |
| Preferred stock dividends | 21 | 21 | 21 | —% | —% |
| Net loss available to common stockholders | $(79) | $(93) | $(142) | 15% | 35% |
[1]Includes investment management fees and expenses related to managing third-party assets.
[3]Includes benefits expense on life and annuity business previously underwritten by the Company.
[4]For discussion of debt, see Note 13 - Debt of Notes to Consolidated Financial Statements.
[5]For discussion of income taxes, see Note 16 - Income Taxes of Notes to Consolidated Financial Statements.
Net loss available to common stockholders
Net loss available to common stockholders for the year ended December 31, 2025 decreased driven by a higher net tax benefit, which includes a higher charitable stock donation benefit as well as the release of a provision for an uncertain tax position and tax related interest accruals, and an increase in other revenues related to valuation appreciation of an investment, partially offset by lower net realized gains and net investment income. For further discussion of income taxes, see Note 16 - Income Taxes of Notes to Consolidated Financial Statements.
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