HARTFORD INSURANCE GROUP, INC.
For the period ended Sep 30, 2025. Filed Oct 27, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Oct 27, 2025
HIG$133.99-2.3%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Financial Highlights
| Table of Contents | Index to MD&A |
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Third Quarter Financial Highlights
| Net Income Available to Common Stockholders | Net Income Available to Common Stockholders per Diluted Share | Book Value per Diluted Share |
|---|
| Ý | Increased $313 or 41% | Ý | Increased $1.21 or 47% | Ý | Increased $8.77 or 16% |
|---|---|---|---|---|---|
| + | Lower CAY catastrophe losses | + | Increase in net income available to common stockholders | + | Net income in excess of common stockholder dividends |
| + | Higher net investment income | + | Reduction in outstanding shares due to share repurchases | - | Dilutive effect of share repurchases |
| + | The effect of higher earned premiums in P&C | ||||
| + | More favorable P&C prior accident year reserve development | ||||
| + | Lower underlying loss and LAE ratio in Personal Insurance | ||||
| - | Higher expense ratio in P&C and Employee Benefits | ||||
| - | Higher underlying loss and LAE ratio in Business Insurance | ||||
| Investment Yield, After Tax | Property & Casualty Combined Ratio | Employee Benefits Net Income Margin |
|---|
| Ý | Increased 40 bps | Þ | Improved 5.7 points | Þ | Decreased 0.7 points |
|---|---|---|---|---|---|
| + | Higher yield on limited partnerships and other alternative investments | + | Lower CAY catastrophe losses | - | Higher expense ratio, including higher staffing and technology costs |
| + | Reinvesting at higher interest rates | + | More favorable prior accident year reserve development | - | Higher group disability loss ratio |
| - | Lower yield on variable-rate securities | + | Lower underlying loss and LAE ratio in Personal Insurance | + | Lower group life loss ratio |
| - | Higher underlying loss and LAE ratio in Business Insurance | + | Higher net investment income | ||
| Table of Contents | Index to MD&A |
|---|
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.