HARTFORD INSURANCE GROUP, INC.
For the period ended Jun 30, 2025. Filed Jul 28, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Jul 28, 2025
HIG$134.86+0.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Financial Highlights
| Table of Contents | Index to MD&A |
|---|
Second Quarter Financial Highlights
| Net Income Available to Common Stockholders | Net Income Available to Common Stockholders per Diluted Share | Book Value per Diluted Share |
|---|
| Ý | Increased $257 or 35% | Ý | Increased $1 or 41% | Ý | Increased $4.93 or 9% | |
|---|---|---|---|---|---|---|
| + | The effect of higher earned premiums in P&C | + | Increase in net income available to common stockholders | + | Net income in excess of common stockholder dividends | |
| + | Greater favorable P&C prior accident year reserve development | + | Reduction in outstanding shares due to share repurchases | + | An increase in AOCI, primarily driven by a decrease in net unrealized losses on AFS securities | |
| + | Lower underlying loss and LAE ratio in Personal Insurance | - | Dilutive effect of share repurchases | |||
| + | Lower CAY catastrophe losses | |||||
| + | Higher net investment income | |||||
| + | Lower net realized losses | |||||
| - | Higher underlying loss and LAE ratio in Business Insurance | |||||
| Investment Yield, After Tax | Property & Casualty Combined Ratio | Employee Benefits Net Income Margin |
|---|
| Ý | Increased 20 bps | Þ | Improved 5.0 points | Þ | Decreased 1.2 points | |||
|---|---|---|---|---|---|---|---|---|
| + | A higher yield on fixed maturity securities due to reinvesting at higher interest rates, partially offset by a lower yield on variable-rate securities. | + | Greater favorable P&C prior accident year reserve development | - | Higher expense ratio, including higher technology and staffing costs | |||
| + | Lower underlying loss and LAE ratio in Personal Insurance | - | Higher short-term and long-term disability loss ratios | |||||
| + | Lower catastrophe losses in P&C | + | Higher net investment income | |||||
| - | Higher underlying loss and LAE ratio in Business Insurance | + | Lower group life loss ratio | |||||
| Table of Contents | Index to MD&A |
|---|
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.