HARTFORD INSURANCE GROUP INC

For the period ended Mar 31, 2025. Filed Apr 24, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed Apr 24, 2025

HIG$134.86+0.6%Stored close · as of Nov 9, 2026

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Contents

Financial Highlights

Table of Contents	Index to MD&A

First Quarter Financial Highlights

Net Income Available to Common Stockholders	Net Income Available to Common Stockholders per Diluted Share	Book Value per Diluted Share

Þ	Decreased $123 or 16%	Þ	Decreased $0.32 or 13%		Ý	Increased $1.98 or 4%
-	Higher catastrophe losses in P&C	-	Decrease in net income available to common stockholders		+	Net income in excess of common stockholder dividends
-	A change to net realized losses from net realized gains	+	Reduction in outstanding shares due to share repurchases		+	An increase in AOCI, primarily driven by a decrease in net unrealized losses on AFS securities
-	Higher long-term disability and supplemental health loss ratios			-	Dilutive effect of share repurchases
+	The effect of higher earned premiums in P&C and Employee Benefits
+	Lower underlying loss and LAE ratio in Personal Insurance
+	Greater favorable P&C prior accident year reserve development
+	Higher Net Investment Income
+	Lower group life loss ratio
+	Lower paid family and medical leave products loss ratio

Investment Yield, After Tax	Property & Casualty Combined Ratio	Employee Benefits Net Income Margin

Ý	Increased 10 bps		Ý	Deteriorated 4.1 points		Ý	Increased 1.2 points
+	A higher yield on fixed maturity securities due to reinvesting at higher rates, partially offset by a lower yield on variable-rate securities.		+	Higher catastrophe losses in P&C		+	Lower group life loss ratio
	+	A slightly higher P&C expense ratio primarily due to higher Personal Insurance marketing expense		+	Lower paid family and medical leave products loss ratio
+	Higher returns on limited partnerships and other alternative investments		-	Lower underlying loss and LAE ratio in Personal Insurance		-	Higher long-term disability and supplemental health loss ratios
				-	Greater favorable P&C prior accident year reserve development		-	A change to net realized losses from net realized gains

Table of Contents	Index to MD&A

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.