HARTFORD INSURANCE GROUP INC
For the period ended Dec 31, 2024. Filed Feb 21, 2025.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Feb 21, 2025
HIG$134.86+0.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Financial Highlights
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| Table of Contents | Index to MD&A |
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2024 FINANCIAL HIGHLIGHTS
| Net Income Available to Common Stockholders | Net Income Available to Common Stockholders per Diluted Share | Book Value per Diluted Share |
|---|
| Ý | Increased $607 or 24% | Ý | Increased $2.38 or 30% | Ý | Increased $5.66 or 11% |
|---|---|---|---|---|---|
| + | The effect of higher earned premiums in P&C and Employee Benefits | + | Increase in net income available to common stockholders | + | Net income in excess of common stockholder dividends |
| + | Higher net investment income | + | Reduction in outstanding shares due to share repurchases | - | Dilutive effect of share repurchases |
| + | Lower underlying loss and LAE ratio in Personal Insurance | ||||
| + | Favorable P&C prior accident year reserve development in the 2024 period | ||||
| + | Lower net realized losses | ||||
| + | Lower group life loss ratio | ||||
| - | Higher catastrophe losses in P&C | ||||
| - | Higher expense ratio in P&C and Employee Benefits | ||||
| - | Higher group disability and supplemental health loss ratios | ||||
| Investment Yield, After Tax | Property & Casualty Combined Ratio | Employee Benefits Net Income Margin |
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| Ý | Increased 20 bps | Þ | Improved 1.7 points | Ý | Increased 0.2 points | ||
|---|---|---|---|---|---|---|---|
| + | A higher yield on fixed maturity securities due to reinvesting at higher rates | + | Lower underlying loss and LAE ratio in Personal Insurance | + | Improved group life loss ratio | ||
| + | Lower net realized losses | ||||||
| - | Lower returns on limited partnerships and other alternative investments | + | Favorable prior accident year reserve development in the 2024 period | - | Higher expense ratio | ||
| - | Higher loss ratio on paid family and medical leave and supplemental health products | ||||||
| - | A slightly higher expense ratio in P&C | ||||||
| - | Higher catastrophe losses in P&C | ||||||
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