UNITED COMMUNITY BANKS INC
For the period ended Sep 30, 2026. Filed Nov 4, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 4, 2026
UCB$37.42-0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 1. Consolidated Balance Sheets (unaudited)
Item 1. Financial Statements
UNITED COMMUNITY BANKS, INC.
Consolidated Balance Sheets (Unaudited)
| (in thousands, except share data) | September 30,2026 | December 31, 2025 |
|---|---|---|
| ASSETS | ||
| Cash and due from banks | $125,069 | $202,586 |
| Interest-bearing deposits in banks | 656,536 | 193,168 |
| Cash and cash equivalents | 781,605 | 395,754 |
| Trading securities | 93,760 | — |
| Debt securities available-for-sale | 6,546,796 | 3,750,863 |
| Debt securities held-to-maturity (fair value $1,918,426 at December 31, 2025) | — | 2,237,356 |
| Mortgage loans held for sale | 34,493 | 39,381 |
| Loans and leases held for investment | 18,988,195 | 19,384,317 |
| Less allowance for credit losses - loans and leases | (179,143) | (210,429) |
| Loans and leases, net | 18,809,052 | 19,173,888 |
| Premises and equipment, net | 409,533 | 393,714 |
| Bank-owned life insurance | 376,000 | 364,184 |
| Goodwill and other intangible assets, net | 1,026,915 | 967,882 |
| Other assets (including $134,176 and $107,583 at fair value, respectively) | 803,883 | 679,532 |
| Total assets | $28,882,037 | $28,002,554 |
| LIABILITIES AND SHAREHOLDERS’ EQUITY | ||
| Liabilities: | ||
| Deposits: | ||
| Noninterest-bearing demand | $6,751,068 | $6,252,252 |
| Interest-bearing deposits | 18,136,789 | 17,546,178 |
| Total deposits | 24,887,857 | 23,798,430 |
| Short-term borrowings | — | 85,000 |
| Long-term debt | 39,686 | 120,400 |
| Accrued expense and other liabilities (including $100,328 and $69,482 at fair value, respectively) | 447,187 | 360,038 |
| Total liabilities | 25,374,730 | 24,363,868 |
| Shareholders' equity: | ||
| Common stock, $1 par value: 200,000,000 shares authorized, 119,827,028 and 120,598,266 shares issued and outstanding, respectively | 119,827 | 120,598 |
| Capital surplus | 2,724,987 | 2,754,399 |
| Retained earnings | 882,021 | 914,261 |
| Accumulated other comprehensive loss | (219,528) | (150,572) |
| Total shareholders' equity | 3,507,307 | 3,638,686 |
| Total liabilities and shareholders' equity | $28,882,037 | $28,002,554 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.