UNITED COMMUNITY BANKS INC
For the period ended Sep 30, 2026. Filed Nov 4, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 4, 2026
UCB$37.42-0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Comprehensive Income (unaudited)
UNITED COMMUNITY BANKS, INC.
Consolidated Statements of Comprehensive Income (Unaudited)
| Three Months Ended September 30, · Nine Months Ended September 30, | ||||||
|---|---|---|---|---|---|---|
| (in thousands) | Before-taxAmount | Tax (Expense)Benefit | Net of TaxAmount | Before-taxAmount | Tax(Expense)Benefit | Net of TaxAmount |
| Net (loss) income | $(184,220) | $44,475 | $(139,745) | $73,303 | $(13,121) | $60,182 |
| Other comprehensive loss: | ||||||
| Unrealized losses on available-for-sale securities: | ||||||
| Unrealized holding losses | (143,108) | 35,718 | (107,390) | (143,621) | 35,528 | (108,093) |
| Unrealized losses on held-to-maturity securities transferred to available-for-sale | (314,972) | 78,558 | (236,414) | (314,972) | 78,558 | (236,414) |
| Reclassification of unrealized losses on held-to-maturity securities previously transferred from available-for-sale | (46,978) | 12,079 | (34,899) | (46,978) | 12,079 | (34,899) |
| Reclassification adjustment for losses included in net income | 366,101 | (90,325) | 275,776 | 365,970 | (90,298) | 275,672 |
| Net unrealized losses on available-for-sale securities | (138,957) | 36,030 | (102,927) | (139,601) | 35,867 | (103,734) |
| Unrealized losses on held-to-maturity securities transferred from available-for-sale: | ||||||
| Amortization of unrealized losses | 1,226 | (306) | 920 | 4,762 | (1,353) | 3,409 |
| Reclassification of remaining unrealized losses to available-for-sale | 46,978 | (12,079) | 34,899 | 46,978 | (12,079) | 34,899 |
| Net activity | 48,204 | (12,385) | 35,819 | 51,740 | (13,432) | 38,308 |
| Derivative instruments designated as cash flow hedges: | ||||||
| Unrealized holding gains on derivatives | 550 | (129) | 421 | 1,516 | (373) | 1,143 |
| Gains on derivative instruments realized in net income | (163) | 40 | (123) | (6,290) | 1,588 | (4,702) |
| Net cash flow hedge activity | 387 | (89) | 298 | (4,774) | 1,215 | (3,559) |
| Amortization of defined benefit pension plan net periodic pension cost components | 13 | (3) | 10 | 39 | (10) | 29 |
| Total other comprehensive loss | (90,353) | 23,553 | (66,800) | (92,596) | 23,640 | (68,956) |
| Comprehensive loss | $(274,573) | $68,028 | $(206,545) | $(19,293) | $10,519 | $(8,774) |
| Net income | $118,073 | $(26,579) | $91,494 | $309,734 | $(68,094) | $241,640 |
| Other comprehensive income: | ||||||
| Unrealized gains on available-for-sale securities: | ||||||
| Unrealized holding gains | 16,228 | (3,742) | 12,486 | 62,875 | (14,671) | 48,204 |
| Reclassification adjustment for gains included in net income | (49) | 13 | (36) | (341) | 83 | (258) |
| Net unrealized gains on available-for-sale securities | 16,179 | (3,729) | 12,450 | 62,534 | (14,588) | 47,946 |
| Amortization of unrealized losses on held-to-maturity securities reclassified from available-for-sale | 1,993 | (471) | 1,522 | 5,918 | (1,400) | 4,518 |
| Derivative instruments designated as cash flow hedges: | ||||||
| Unrealized holding gain (losses) on derivatives | 191 | (49) | 142 | (1,195) | 301 | (894) |
| Gains on derivative instruments realized in net income | (1,143) | 289 | (854) | (3,393) | 857 | (2,536) |
| Net cash flow hedge activity | (952) | 240 | (712) | (4,588) | 1,158 | (3,430) |
| Amortization of defined benefit pension plan net periodic pension cost components | (17) | 4 | (13) | (51) | 13 | (38) |
| Total other comprehensive income | 17,203 | (3,956) | 13,247 | 63,813 | (14,817) | 48,996 |
| Comprehensive income | $135,276 | $(30,535) | $104,741 | $373,547 | $(82,911) | $290,636 |
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