UNITED COMMUNITY BANKS INC
For the period ended Jun 30, 2026. Filed Aug 5, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 5, 2026
UCB$37.42-0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 1. Consolidated Balance Sheets (unaudited)
Item 1. Financial Statements
UNITED COMMUNITY BANKS, INC.
Consolidated Balance Sheets (Unaudited)
| (in thousands, except share data) | June 30,2026 | December 31, 2025 |
|---|---|---|
| ASSETS | ||
| Cash and due from banks | $129,113 | $202,586 |
| Interest-bearing deposits in banks | 325,984 | 193,168 |
| Cash and cash equivalents | 455,097 | 395,754 |
| Trading securities | 91,377 | — |
| Debt securities available-for-sale | 4,106,366 | 3,750,863 |
| Debt securities held-to-maturity (fair value $1,848,900 and $1,918,426, respectively) | 2,179,043 | 2,237,356 |
| Mortgage loans held for sale | 53,518 | 39,381 |
| Equipment financing receivables held for sale | 1,909,186 | — |
| Loans and leases held for investment | 18,024,130 | 19,384,317 |
| Less allowance for credit losses - loans and leases | (168,705) | (210,429) |
| Loans and leases, net | 17,855,425 | 19,173,888 |
| Premises and equipment, net | 394,343 | 393,714 |
| Bank-owned life insurance | 367,506 | 364,184 |
| Goodwill and other intangible assets, net | 961,881 | 967,882 |
| Other assets (including $100,421 and $107,583 at fair value, respectively) | 677,400 | 679,532 |
| Total assets | $29,051,142 | $28,002,554 |
| LIABILITIES AND SHAREHOLDERS’ EQUITY | ||
| Liabilities: | ||
| Deposits: | ||
| Noninterest-bearing demand | $6,449,517 | $6,252,252 |
| Interest-bearing deposits | 17,274,692 | 17,546,178 |
| Total deposits | 23,724,209 | 23,798,430 |
| Short-term borrowings | 360,000 | 85,000 |
| Federal Home Loan Bank advances | 800,000 | — |
| Long-term debt | 20,602 | 120,400 |
| Accrued expense and other liabilities (including $68,210 and $69,482 at fair value, respectively) | 401,327 | 360,038 |
| Total liabilities | 25,306,138 | 24,363,868 |
| Shareholders' equity: | ||
| Common stock, $1 par value: 200,000,000 shares authorized, 119,763,827 and 120,598,266 shares issued and outstanding, respectively | 119,764 | 120,598 |
| Capital surplus | 2,724,530 | 2,754,399 |
| Retained earnings | 1,053,438 | 914,261 |
| Accumulated other comprehensive loss | (152,728) | (150,572) |
| Total shareholders' equity | 3,745,004 | 3,638,686 |
| Total liabilities and shareholders' equity | $29,051,142 | $28,002,554 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.