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HORACE MANN EDUCATORS CORP /DE/

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

HMN$53.06-0.4%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Financial Highlights

($ in millions)Year Ended December 31,2025-2024
2025 · 2024 · Change %
Total revenues$1,701.4$1,595.26.7%
Net income162.1102.857.7%
Per diluted share:
Net income3.902.4857.3%
Net investment losses, after tax(0.25)(0.33)-24.2%
Book value per share36.4731.5115.7%
Net income return on equity - last twelve months11.7%8.3%3.4pts

For 2025, net income increased $59.3 million compared to the prior year primarily due to improved underlying auto and property loss ratios*.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.