FirstCash Holdings, Inc.

For the period ended Sep 30, 2026. Filed Oct 26, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 26, 2026

FCFS$183.43-2.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Income

Table of Contents

FIRSTCASH HOLDINGS, INC.
CONSOLIDATED STATEMENTS OF INCOME
(unaudited, in thousands, except per share amounts)
Three Months Ended · Nine Months Ended
	September 30,		September 30,
	2026	2025	2026	2025
Revenue:
Retail merchandise sales	$480,981	$410,968	$1,417,078	$1,167,149
Pawn loan fees	267,290	221,088	792,429	603,781
Leased merchandise income	103,057	132,540	348,743	429,242
Interest and fees on retail finance products	73,749	81,683	222,046	231,171
Wholesale scrap jewelry sales	172,541	86,710	437,154	168,691
Other revenue	3,549	2,590	10,056	2,590
Total revenue	1,101,167	935,579	3,227,506	2,602,624
Cost of revenue:
Cost of retail merchandise sold	294,274	248,723	857,942	703,173
Depreciation of leased merchandise	63,113	76,028	215,822	243,119
Provision for lease losses	17,021	27,920	71,204	88,025
Provision for loan losses	40,790	40,347	123,564	118,468
Cost of wholesale scrap jewelry sold	140,159	68,220	335,955	138,479
Other cost of revenue	267	634	1,425	634
Total cost of revenue	555,624	461,872	1,605,912	1,291,898
Net revenue	545,543	473,707	1,621,594	1,310,726
Expenses and other income:
Operating expenses	269,106	236,528	806,273	673,607
Administrative expenses	66,723	58,845	199,326	166,631
Depreciation and amortization	32,283	29,034	96,239	80,400
Interest expense	37,678	32,216	107,908	86,024
Interest income	(434)	(908)	(1,078)	(2,664)
(Gain) loss on foreign exchange	(435)	(219)	201	(1,504)
Merger and acquisition expenses	3,760	9,472	10,983	12,711
Other income, net	(1,805)	(3,740)	(9,055)	(9,254)
Total expenses and other income	406,876	361,228	1,210,797	1,005,951
Income before income taxes	138,667	112,479	410,797	304,775
Provision for income taxes	37,515	29,672	108,476	78,572
Net income	$101,152	$82,807	$302,321	$226,203
Earnings per share:
Basic	$2.35	$1.87	$6.93	$5.09
Diluted	$2.33	$1.86	$6.89	$5.07
The accompanying notes are an integral part of these consolidated financial statements.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.