FirstCash Holdings, Inc.
For the period ended Jun 30, 2025. Filed Jul 28, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Jul 28, 2025
FCFS$183.43-2.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Income
Table of Contents
| FIRSTCASH HOLDINGS, INC. | ||||
|---|---|---|---|---|
| CONSOLIDATED STATEMENTS OF INCOME | ||||
| (unaudited, in thousands, except per share amounts) | ||||
| Three Months Ended · Six Months Ended | ||||
| June 30, | June 30, | |||
| 2025 | 2024 | 2025 | 2024 | |
| Revenue: | ||||
| Retail merchandise sales | $385,125 | $363,463 | $756,181 | $730,284 |
| Pawn loan fees | 190,822 | 181,046 | 382,693 | 360,581 |
| Leased merchandise income | 139,784 | 194,570 | 296,702 | 400,241 |
| Interest and fees on finance receivables | 76,075 | 56,799 | 149,488 | 114,186 |
| Wholesale scrap jewelry sales | 38,816 | 35,134 | 81,981 | 62,090 |
| Total revenue | 830,622 | 831,012 | 1,667,045 | 1,667,382 |
| Cost of revenue: | ||||
| Cost of retail merchandise sold | 230,326 | 218,147 | 454,450 | 441,676 |
| Depreciation of leased merchandise | 78,272 | 110,157 | 167,091 | 230,441 |
| Provision for lease losses | 32,543 | 47,653 | 60,105 | 90,663 |
| Provision for loan losses | 41,761 | 31,116 | 78,121 | 61,534 |
| Cost of wholesale scrap jewelry sold | 34,904 | 28,542 | 70,259 | 51,831 |
| Total cost of revenue | 417,806 | 435,615 | 830,026 | 876,145 |
| Net revenue | 412,816 | 395,397 | 837,019 | 791,237 |
| Expenses and other income: | ||||
| Operating expenses | 222,493 | 228,369 | 437,079 | 449,505 |
| Administrative expenses | 59,263 | 46,602 | 107,786 | 90,620 |
| Depreciation and amortization | 25,864 | 26,547 | 51,366 | 52,574 |
| Interest expense | 26,337 | 25,187 | 53,808 | 50,605 |
| Interest income | (527) | (261) | (1,756) | (1,004) |
| (Gain) loss on foreign exchange | (1,271) | 1,437 | (1,285) | 1,251 |
| Merger and acquisition expenses | 2,777 | 1,364 | 3,239 | 1,961 |
| Other income, net | (3,199) | (26) | (5,514) | (2,338) |
| Total expenses and other income | 331,737 | 329,219 | 644,723 | 643,174 |
| Income before income taxes | 81,079 | 66,178 | 192,296 | 148,063 |
| Provision for income taxes | 21,274 | 17,105 | 48,900 | 37,622 |
| Net income | $59,805 | $49,073 | $143,396 | $110,441 |
| Earnings per share: | ||||
| Basic | $1.35 | $1.09 | $3.22 | $2.44 |
| Diluted | $1.34 | $1.08 | $3.21 | $2.44 |
| The accompanying notes are an integral part of these consolidated financial statements. | ||||
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