WSFS FINANCIAL CORP

For the period ended Sep 30, 2026. Filed Nov 3, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 3, 2026

WSFS$79.94+0.1%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income for the and

CONSOLIDATED STATEMENTS OF INCOME

	Three Months Ended September 30,		Nine Months Ended September 30,
(Dollars in thousands, except per share and share data)	2026	2025	2026	2025
Interest income:
Interest and fees on loans and leases	$213,684	$218,250	$627,133	$651,007
Interest on mortgage-backed securities	30,392	24,202	83,609	73,478
Interest and dividends on investment securities:
Taxable	699	699	2,098	2,098
Tax-exempt	1,438	1,481	4,367	4,454
Other interest income	17,692	13,789	52,743	31,452
	263,905	258,421	769,950	762,489
Interest expense:
Interest on deposits	62,630	71,185	181,821	212,413
Interest on Federal Home Loan Bank advances	495	586	1,425	2,473
Interest on senior debt	2,775	1,089	8,306	4,252
Interest on federal funds purchased	1	2	1	2
Interest on trust preferred borrowings	1,390	1,524	4,115	4,565
Interest on other borrowings	20	12	52	50
	67,311	74,398	195,720	223,755
Net interest income	196,594	184,023	574,230	538,734
Provision for credit losses	8,393	6,566	11,439	36,537
Net interest income after provision for credit losses	188,201	177,457	562,791	502,197
Noninterest income:
Credit/debit card and ATM income	14,819	18,487	45,505	55,539
Investment management and fiduciary income	53,928	41,272	154,515	124,327
Deposit service charges	7,251	7,001	21,169	20,556
Mortgage banking activities, net	971	2,091	4,655	6,232
Loan and lease fee income	1,904	2,089	5,524	4,984
Unrealized loss on equity investments, net	—	—	(4,134)	—
Realized gain on sale of equity investments, net	146	939	305	957
Other income	11,959	14,592	43,522	42,782
	90,978	86,471	271,061	255,377
Noninterest expense:
Salaries, benefits and other compensation	93,817	91,661	281,471	263,283
Occupancy expense	9,380	8,498	27,828	27,220
Equipment expense	14,648	12,933	41,581	39,439
Data processing and operations expenses	4,977	5,045	15,234	14,750
Professional fees	3,572	4,942	12,442	15,851
Marketing expense	2,528	2,178	7,230	5,798
Loss on debt extinguishment	—	352	—	352
FDIC expenses	2,539	2,739	7,696	7,750
Loan workout and other credit costs	3,150	1,802	7,411	3,671
Corporate development expense	62	171	182	(99)
Restructuring expense	24	398	2,820	658
Other operating expense	26,862	32,337	86,729	95,521
	161,559	163,056	490,624	474,194
Income before taxes	117,620	100,872	343,228	283,380
Income tax provision	28,309	24,405	82,743	68,825
Net income	$89,311	$76,467	$260,485	$214,555
Less: Net income (loss) attributable to noncontrolling interest	15	18	(36)	(116)
Net income attributable to WSFS	$89,296	$76,449	$260,521	$214,671
Earnings per share:
Basic	$1.75	$1.37	$5.02	$3.77
Diluted	$1.75	$1.37	$5.01	$3.75
Weighted average shares of common stock outstanding:
Basic	50,946,352	55,804,955	51,856,693	56,976,693
Diluted	51,100,141	55,960,833	52,010,835	57,171,976

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.